OK, there's two basic excuses for blowing up your gun that has nothing to do with you, or science for that matter, and ENTIRELY to do with unreplicated exothermic behavior of smokeless powder.
1) Flash over: As folklore has it if you have a small charge of fast powder in a large case, the primer flash jumps over the charge causing it to burn from both ends. The problem here is that there is simply not enough fuel to cause a problem. The reality is someone double charged their ammo with fast powder which easily fits in even small cartridge cases. It's easier to invent unproven, unreplicated, reasons for why the gun blew up than to admit failure.
2) Detonation: This gem of a story is usually associated with short charging very slow powders. What really happens here is a short charge of slow powder fails to achieve sufficient pressure to burn anywhere near completely. Sometimes the bullet lodges in the barrel. Our unsuspecting short charger fails to acknowledge the squib he just squeezed off, and squeezes again. The next round doesn't fail, and now the 40,000psi expands for three inches where it's stopped suddenly by a bore obstruction. The powder keeps burning. In a flash the pressure goes from whatever, to exceeding the strength of the gun's steel. Well yeah, the gun went high order, but it's because the barrel was squibbed, not because the exothermic behavior of the propellant changed to that of HE because of loading density.