huh this is interesting. See now to me, I have always thought and been told that a loaded firearm is one with a bullet in the chamber. Not the having the ammo in the magazine and the magazine in the magazine well, with nothing in the chamber, is to be considered loaded. Would having shotgun shells in a ammo holder on the stock and nothing in the chamber be considered loaded by them?
I try to follow the laws when transporting firearms to the range, to the best of my ability, and I have my Pistol Permit; but sometimes the laws are so f'd up that they do not make sense. Not to mention they are always changing, or trying to change, the laws or the meanings. You don't know what anything means anymore, but I'm sure they will make it sound to be not in your favor. I also have a truck and a suv so according to TN law I would be screwed. I still have to get the book for this year, anyways, to see what laws have changed, or have been twisted, in my state.