HOUSTON RICK
Member
Layaway. When I pick it up it is paid for and I break the cost into four payments to slip under the "radar".
What method of payment do you use to buy guns, or anything else online?
- Thread starter nsl
- Start date
That's how I feel....
That's how I feel about credit cards or banks in general. I have a debit/credit card from my Credit Union that has been pretty trusty and if they catch too much activity they'll call me right up and if I stop it, I'm not liable.
That's how I feel about credit cards or banks in general. I have a debit/credit card from my Credit Union that has been pretty trusty and if they catch too much activity they'll call me right up and if I stop it, I'm not liable.
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Too much activity can be vacation in Oregon. That's why I carry two. They got me in New Orleans a few years ago, too.
I like banks; they are massively important to our prosperity.
Lots of people, me included, pay their CC in full every month.
Between business and personal I charge thousands of $$$ each month. I have 2 cards that give cash/credit back on all purchases. Percent varies from 1% to 5% That is deducted from my balance the following month.
Yeah, if I get overcharged once, I won't do business with that company anymore. If I get overcharged by a large enough amount, it might be worth pursuing through legal channels. So far, that never happened when we had credit cards; now that we don't have one anymore, it's not an issue.
Not sure I understand the question re:'50 dollars max', but if you mean what I think you do, that's the idea of a pre-paid or low-limit card--even if they cheat or hack, they won't get much. Not using the debit card for the household or little business, they wouldn't be able to cripple us financially.
Hope that helps. Acebow
No. You totally misunderstood.
With a debit card, you can be held liable for the full amount of fraudulent charge. With a credit card, by law it is only 50$ which your bank can charge you for. This is why cc is king over debit to me.
5Wire
Member
I've had two or more fraudulent debit card charges and each time the bank credited my account for the bux, pending investigation, and the credits were never reversed. Different strokes for different banks?
Yes. I phrased it as can be held liable. Credit card companies rarely charge $50 max limit.
Aha! Now I understand. My bank will honor my claim of a fraudulent charge, just like a credit card--don't remember the max I'd have to pay, as it's never been an issue. But I do want the low-end card for that book thing; I don't trust electronical devices, regardless of how much we have to depend on them. But having some good reading on one skinny little computer thing would be way more convenient than a half dozen actual books, on those rare occasions I need to travel somewhere. Acebow
Every month for 25 years.
/jk
wyccad915
Member
I've bought a lot of guns on bud's and I've used bank transfer and credit card. I did buy a shotgun on gunbroker, and sent a MO. Personally I'm not a fan of the MO, but the guy seemed sincere in his post write up. I wouldn't worry much about CC or DC as most stuff is insured (I know mine is at least). I would suggest either get a cc or maybe a prepaid card will work.
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