In my experience whether they were bought in the '70s or in 2014, J-Frames are incredibly reliable firearms. Any machine can have parts that wear or break... we don't fuss too much about needing to replace a worn timing belt or an original spark plug in a car, because everyone knows those things need replacing now and then. And even there, the cost is in the labor. In my experience, even the most heavily used J's if they're taken care of, there's no one part you should need to anticipate replacing. If something does end up breaking, and you're the original buyer, Smith will take care of it on their dime. Worst case scenario? You're out a few bucks and 15 minutes on YouTube to take care of it yourself. Say that for the parts and labor on that car you depend on every single day. 
Get it, shoot it, enjoy it, take care of it, and in the unlikely event that it needs service, you can cross that bridge when you get to it.

Get it, shoot it, enjoy it, take care of it, and in the unlikely event that it needs service, you can cross that bridge when you get to it.