Both
Yes, I do both. I unload my carry gun if it's one I don't routinely carry but I keep several carry guns loaded all the time because it's easier to deal with. They're not lying around loose (they're locked up) so I see no reason to unload them unless it's cleaning time (seldom!).
Yes, I do both. I unload my carry gun if it's one I don't routinely carry but I keep several carry guns loaded all the time because it's easier to deal with. They're not lying around loose (they're locked up) so I see no reason to unload them unless it's cleaning time (seldom!).