You sir are correct. Wish there were more with your philosophy. Seriously. if you were not into reloading before this mess and starting out getting set up to reload it can be expensive, Some of us bought components years ago and are surviving on them. Nowadays, the present cost of components, equipment and your time makes just buying store bought ammo attractive to many.
....X2.......The last few years of "humps & bumps" haven't really affected my shooting at all.