How many times have you had to reload during a non law enforcement, non military self-defense action?
I guess I don't really understand the distinction - defending against an attack is pretty much the same whether you are a regular citizen, or a Peace Officer or a member of Military service - not everybody is SWAT or SF and are not legally allowed to attack people. So if you are alone and get attacked, it is not an LE or Military action but a reaction.
I have over 40 years of experience training LE and Military - I always focus on the self defense aspect rather than the offensive (I have done that at times as well since I was tasked with running Crisis Response Team once).
One of the most useful training tools we have, because they are carefully recorded, are attacks on off duty LEOs.
No reloads for me for me though I have been involved in a few potentially lethal encounters - nor in LE or Military (I've been involved with both) but I always want to be ready - I've certainly known regular citizens, LEOs (they are "civilians" too - they are not governened by the UCMJ) and lots of military who needed a reload (usually after the fight).
I take that back, A Sheriff, not on duty (I guess they are never off duty

) and I were looking for a site for his new range when a racoon came at us in braod daylight - the Sheriff shot at it but missed, I shot it and hit, so I needed to reload and did - then again, I had a badge so that might not count
Three local guys, all of them students of mine, got engaged right in the center of the county seat, with a young man who was armed with an SKS that had a 30 round magazine - they shot him 14 times (.40 S&W 180 gr. Winchester Ranger) while he fired 30 rounds - didn't hit anybody but he did damage three cars - after he ran dry they had to wrestle the gun away from him - he did expire the next day.
To be sure that is an LE encounter but I drive by that place regularly and it could have easily been any local citizen - I'd say a good % of them are armed and the assailant in this case was attacking the clerk at the gas station.
I had another student who was LE - but he was defending himself - who reloaded twice during a fight (he was using a Glock 17...which he got rid of the next day!).
Everybody can work out their own system but, myself if I fire even one round, I want to top off my gun in case there is another fight - I've known three people (not all students but all were non-LEOs or non military) who had two sepeate fights in one day. On of them had his gun taken in evidence from the first one but he wasn't charged, and fortunately he had a spare gun (also fortunately he did not have to shoot anybody in the second encounter).
Then again, I've been involved in lethal force research and training for decades - so I would not think that should be much of a shock.
Just Ramblin'
Riposte