ATM Danger

I almost exclusively use cash. Only use credit card for online purchases and gas purchases. A card swipe is a digital mark that you have been there. Nobody's business.

Stop by ATM within a few days of payday every 2 weeks and take cash out. I keep some on me and rest in safe at house until I need it. I do keep my head on a swivel at ATM. Usually only make daytime visits. Park vehicle as close to machine as possible to eliminate someone squeezing between me and machine. Keep vehicle in gear and foot on break in case I need to take off quickly and always have firearm handy. Also scan area for other vehicles or folks on foot. If someone is at ATM in front of me, I leave a few car lengths between myself and them to give them their space.

Rosewood
 
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Smoke said:
I think the government is trying to push us into electronic currency. Maybe not our generation but I'd be willing to bet that our kids or grandkids will see the end of the paper US dollar. Unfortunately they'll also see the rise of the government being able to track EVERYTHING they buy.
Click to expand...

I think this also. Easier to control folks spending when you can lock up their bank account. Perfect example was in Canada with those that supported the truckers protest.

Rosewood
 
Muss Muggins said:
Ever since 2019, my bank’s lobby is appointment only. . .
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OK.

You didn't ask me to problem solve for you, you asked me what I do for walking around money.

My bank isn’t by appointment only and as I mentioned earlier, being retired gives me the opportunity to go to the bank in the middle of the morning when it's not busy at all.

I can't speak for anybody else but going into the bank works for me and it's not any more inconvenient than going to the ATM.

You do you Boo
 
Smoke said:
OK.

You didn't ask me to problem solve for you, you asked me what I do for walking around money.

My bank isn’t by appointment only and as I mentioned earlier, being retired gives me the opportunity to go to the bank in the middle of the morning when it's not busy at all.

I can't speak for anybody else but going into the bank works for me and it's not any more inconvenient than going to the ATM.

You do you Boo
Click to expand...

Drive up ATMs are closer to me than an actual bank branch, so going inside is inconvenient vs using ATM.

Rosewood
 
Duly noted . . .

Smoke said:
OK.

You didn't ask me to problem solve for you, you asked me what I do for walking around money.

My bank isn’t by appointment only and as I mentioned earlier, being retired gives me the opportunity to go to the bank in the middle of the morning when it's not busy at all.

I can't speak for anybody else but going into the bank works for me and it's not any more inconvenient than going to the ATM.

You do you Boo
Click to expand...
 
Never once used an ATM even though I have (had) a card since the 20th Century.
I get my cash from one of many very nice folks at the Credit Union a couple miles from the house. These days place is empty and they seem happy to see me, unlike most "enterprises." Used to get cash twice the month, now with a debit card last dip in the well was February. Even with prices Saturday at the gunshow had enough should I have been struck "needy." The ATM at Khaled's goat rope only gives $200 a pop. Need $1400? That'll be 7 transactions with associated fees. An "outside" ATM seems like the perfect target for the giant brain skells you read about the day after. Joe
 
When I worked in DC, I got off work late, got off the metro in Arlington and got $300 in cash out of an ATM while hurrying to the AT&T store to get there before they closed at 9pm to swap out a phone.

I was tired and rushed and didn’t do my usual due diligence in looking for folks hanging out near the ATM (within a block or so). I walked fast for about a block and then turned the corner only to realize I’d turned a block too soon and turned around to go back to the cross walk. When I did so I came face to face with a 20 something Latino in a hoodie with one hand coming up toward my neck and the other hand coming out of a pocket with a knife.

I didn’t even think, but just drove my left hand into his chest to drive him back and put him off balance, to create time and space while I bladed my body and lifted my jacket to draw. I didn’t have time to draw, let alone shoot before he got his feet back under him, turned and ran. He was smart enough to know he was about to get shot.

That’s the only time I’ve ever had trouble at an ATM, and it was my fault for not using even a modicum of SA.

——

I do use ATMs on a pretty regular basis, as I do use cash now and then. I like to tip, and having been a waiter before and knowing how some restaurants use tips to supplement the wage they should otherwise be paying, I like to leave it up to the wait person as to how much if any they choose to report to the employer.

There are also times when I just don’t feel like having my shopping preferences and purchases tracked. It’s just none of their business. Once convenience and the government have seduced or forced us into all digital transactions and digital currency, we will have lost a great deal of personal privacy.


I’m pretty moderate and by no means an extremist or conspiracy freak, so I am amazed at the number of “I don’t use cash anymore” posts on this thread.
 
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I use ATMs regularly, but only ones I can use from my car. I'll drive all the way across town to use a drive-up one, rather than get out of my car to use a walk-up one.
 
I use the one at our small little town bank all the time, during the day. I all ways get out of my car to use it. I'm always armed and looking around. Although our bank was robbed once while I was Chief here, I have never heard of an incident with the ATM.
 
Use the ATM at least once a week, always in the daytime. For me, going inside the bank is like going to Secretary of State, avoided if at all possible. Besides, if the worst happens and the ATM doesn't work, the lobby probably won't either.
 
When I work most of the time I do at least 12 hours a day. I usually get to work before 6am and if I need cash I usually pick it up early in the AM. I do an area check in my car, pull up close, get out with card ready, leave my door open, get my cash and get back in my car.

Two of the places I stay at give me a decent discount for cash. What they tell our uncle is not my problem. Lots of shops like cash too. I believe for much the same reason.
 
I only use an ATM during daytime situated in a shopping center across the street from a police station.
 
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