The worst car insurance companies

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Farmer17

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I’ve had Farmers home and auto insurance nearly my entire life, and they have been great to work with and if I ever filed a claim, they paid off like a slot machine. I thought all insurance companies were pretty similar, but I recently learned that’s not true at all. My 23-year-old daughter has insurance with Allstate and I’ve been dealing with them lately because she was getting nowhere. Her 2010 black Honda Accord got in a hail storm and just going through the motions with Allstate was pretty painful. its' been many months with no resolution in sight. I found out that almost no body shops or dealer repair shops will work on Allstate claims around here. Not long after the hailstorm, a guy pulled into the side of her with a new Chevy Silverado and he had Progressive insurance. He admitted fault but dealing with Progressive was also a cluster mess. We got estimates from some reputable body shops, but Progressive was not interested in them at all, their own appraiser had to come out. It took many phone calls and months, and their appraiser finally came back with an amount that was about half of what the reputable body shops quoted us. My daughter took the money instead of fighting because she was worn out dealing with them, I was mad at her for not fighting but I was worn out too! About the same time, she was getting her oil changed and someone backed into her car and left a note and he was with State Farm Insurance. We took the car to their recommended body shop that was nearby us, and there was also an Enterprise rental car dealer in the same parking lot. They gave her a rental car and had her car repaired pretty quickly with no hassle at all. So to sum it up Farmers and State Farm are great and Progressive and Allstate,….stink.
 
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SISTER in LAW worked for FARMERS for 30 years as Adjuster. Great for prompt settlements. Retired from Farmers , now with Germania (local Texas company) I have also had problems with Allstate and Progressive.
I am with USAA for 30 years. Usually very good.
 
47 years with SF when no one would insure a youth with a corvette. My local agent is a friend and big car guy.
Claims have always been paid promptly.

My first agent was for 40 years, based in Manhattan. When I moved I was told by him to find a local agent, otherwise I would have kept him until death. He was a long time friend of my dad who delivered mail to his location, and who also had insurance with him.
 
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Great service from State Farm. I have several policies with them and a local agent………… I had a VERY BAD experience with Allstate close to 20 yrs ago. I also had a local agent with them but he was no help with a mistake they made.
 
Like many things, a LOT depends on your agent. Having said that, I recently had some work done on my truck and noticed a sign in the body shop office that stated no car would be released until Allstate paid the bill. I asked the manager about it and he just shook his head and said they were the worst company to pay claims they had ever dealt with.
 
With the exception of a few months, I've been with State Farm for over 50 years. Home and auto. The few claims we've had were paid promptly.
In my mind, the worst thing to do is to jump around from company to company just to save a few bucks. May as well as shoot yerself in the foot.

John
 
TIMETRIPPER said:
With the exception of a few months, I've been with State Farm for over 50 years. Home and auto. The few claims we've had were paid promptly.
In my mind, the worst thing to do is to jump around from company to company just to save a few bucks. May as well as shoot yerself in the foot.

John
Click to expand...

Then you could start a new thread about health insurance!-:)
 
My wife has had Nationwide since 1986 so when we got together I switched from SF who had not done right by me on a roof storm damage claim. A hail storm here in the mid-90's caused damage to many roofs and everyone collected from their various Insurance companies except SF who played hardball with long time customers.
 
File a complaint with the state Attorney General's consumer affairs division. In Oklahoma that would be the consumer protection division.

You file a complaint and they send off a letter to the company you've got an issue with; then, they get to have their attorney respond - sometimes more than once. That has too ring the in-house cash register.

Don't forget the state's Insurance Commission either.
 
I had Allstate for a while. Never made a claim, but my spidey sense said they weren't all they were cracked up to be. Eventually I went to AAA, who were great when I got in a wreck and were cheaper than anyone else. With my home insurance, however, AAA suck, big time.
 
The wife and I used to have State Farm, for everything. We had a claim on our home owners policy which was someone else's fault that damaged our house. Needless to say it was a total nightmare getting anything out of them, even though they were getting reimbursed for it. It was so bad we dropped them for everything and went somewhere else. They were great for car insurance though.
 
Didn't Archie Bunker once say instead of the good hands all you get is a finger?
I'm curious what might happen if the companies who drop home insurance coverage were told they will no longer sell any more auto or other insurance policies in that state? Fat chance but the big guys picking the low hanging fruit bugs me no end.
 
Progressive Soros

Another "strike" against Progressive is that it is owned by George Soros. Perhaps that is the source of the name. We had pretty good luck with them years ago until I learned who the owner was and we dropped them like a hot rock.

We added a driver to our car insurance about a year ago, our son, who is now almost 18. Wow. What an eye-opener that was and his record is clean. It way more than doubled my wife's and my coverage.

Bryan
 
Progressive Insurance is owned by its shareholders. The company is traded on the NYSE under the ticker symbol "PGR." The Vanguard Group and BlackRock Inc. are Progressive's largest shareholders, followed by Wellington Management Group, State Street Corporation, and JPMorgan Chase & Company.
 
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