I finally retired last July at 68 years old. Best thing I have ever done. Would have pulled the plug 3 or 4 years earlier, but with all the Covid, inflation, and the political uncertainty our investments were losing money every month. I am drawing Social Security and a little military retirement money, and the Schwab accounts are looking better. Being a Blackhawk helicopter mechanic for most of the 50 years I worked was long enough.
If I can survive the liver transplant surgery I am getting in the morning, and if I get thru the 4 to 6 months of healing up, I will still be on the tax rolls and get back to enjoying life again.
Nust don’t wait too long to retire if you can afford it.