Thanks to everyone that put me on to Side Guard Holsters. I placed an order for a Minimal Snap which seems to offer everything I was looking for.
Yes, this will be used when I choose AIWB and carried directly where some are telling me not to.
As a salesman that was in and out of my car 30 times per day, I carried very small semi AIWB for years being especially mindful when we went through a bad rash of car jackings in my area. AIWB allows me full and quick access to that firearm if needed with my seatbelt fastened.
I consider all of my firearms to be dangerous, but I have never had one go off in a properly designed and well fitting holster with the trigger guard fully covered. Actually, I am far more concerned about the safety flicking off carrying my Ed Brown cocked and locked in a Milt Sparks OWB than when I AIWB my small guns in a proper holster.
Yes, when I carry AIWB, I never re-holster without removing the holster before replacing the firearm.