Any experience with the companies that offer concealed carry protection?

[ISCS Yoda]

United States Concealed Carry Association
NRA Carry Guard

There are others. Stories from the Internet don't impress me much; they are usually advertorials at best. Personal anecdotes from this Forum will impress me much more.

Thanks.

 

[SRT]

Look at CCW SAFE. Before signing up, I compared and contrasted most of the providers, and surprisingly, this organization has the BEST coverage at the LOWEST cost.

CCW SAFE has a great rate structure, and especially so if you are current or retired MILITARY/LEO at $99 annually.

 

[ISCS Yoda]

CCW Safe. 99 bucks. I will check them out! Gracias!

Any others?

 

[lrrifleman]

I had done a lot of research, and personally settled with both US Law Shield and USCCA. I will explain my rationale in a few minutes. Just yesterday, Concealed Carry shared this comparison link: Self-Defense Gun Owner Insurance Programs Compared | Concealed Carry Inc...

I feel most of it is accurate, but the amount of funds available for bail under USCCA just seems to be quite low compared to what I remember.

I went with USCCA, initially, because on pension and disability on top of being a custodial dad ... I just don't have a lot of money saved for bail or a lawyer, and I have to be there for my kids. After attending a US Law Shield seminar, I opted to join US Law Shield for the legal representation at no cost as long as I am a member. The nice thing is, with US Law Shield, there is no limit on the legal fees (free as long as you are a member), and the firm in New Jersey knows the state's gun laws better than most cops and legislators.

Fortunately, I have never had to rely on the representation of either group, and hope that I never have to!

 

[ContinentalOp]

I was a member of ACLDN for a few years. The only reason I'm not now is money. It's not that expensive in the big scheme of things, considering what they provide, but it's more than I can afford right now. I do plan to rejoin once I'm able.

There were a few reasons why I chose them over other options:

- They provide money up front for attorney fees*
- They provide money for bail*
- They cover members even if something other than a gun was used (empty hands, knife, stick, etc.)
- IIRC they cover members for both criminal and civil proceedings
- They provide experts to help with defense strategy
- They provide a list of affiliated attorneys, but you don't have to use them if you prefer using your own attorney
- They provide a lot of educational materials regarding legal preparations, use of force, the legal aftermath of using force, etc.

Fortunately, I've never had to use their services.

* I believe they have an initial limit on how much they'll pay as part of your membership, but you can apply for additional funds if needed.

While I haven't done it, I have heard of other people combining ACLDN with other memberships to maximize their benefits.

 

[Scorpion520AZ]

I purchase any insurance policy, auto-home-medical-dental-life, hoping I'll never need it. I look at self-defense insurance the same way.

If you ever experience the horror of shooting a human being in self-defense, trust me when I tell you, you'll welcome any and all help with open arms.

Home | NRA Carry Guard

 

[OKFC05]

One of my students was arrested in connection with a shooting (didn't hit anybody), and the one lesson I got out of their experience is you want to have a local lawyer that knows local law, the prosecutors, and judges, not an out-of-state attorney. The consensus was the person would be tried and probably serve prison time, but a local attorney worked out a deal to voluntarily surrender the CHL for 3 years in return for the charges being held 3 years and not prosecuted.
I have since had this impression confirmed by Oklahoma attorneys and one prominent attorney on this forum.

 

[Tanners Owner]

I've been a member of Armed Citizen' Legal Defense Network. I know the leadership there, shot many an IDPA match with them- good people and I trust them. Recommend you consider them as well in your analysis of what works best for you

Home

 

[InsideWaist]

Some (most) of them are "insurance" policies. You come up with the money and if acquitted, they will reimburse you (minus a deductible). I don't know about you, but I don't have thousands of dollars laying around.

CCW Safe is a "service agreement", where they pay for everything and you don't have to come up with money out of your pocket.

 

[blues7]

Armed Citizens' Legal Defense Network

Low cost. Good folks. Excellent educational resources. Reasonable terms.

(I use it to supplement my LEOSA insurance.)

 

[Lee in Quartzsite]

This topic seems to appear every month...a search would bring up many Threads on the subject.

Stephen Maddox was recently defended in a murder trial by CCW Safe. He was found Not Guilty on all charges. He didn't pay one cent out of his pocket for his defense. He was a CCW Safe member, as am I.

Blog

Maddox found not guilty of murder in October 2015 shooting death | The Wilson Times

 

[LivinTheDream]

I have USCCA Platinum. No out of pocket costs. The other one I suggest you look at is FLP.... Home - Fire Arms Legal

 

[LivinTheDream]

Did I mention.......with USCCA you can use one of their attorneys or whoever you want?? That attorney that you used for your divorce may not be the attorney that you want to defend you in a self defense situation. Do some research BEFOREhand.

 

[bigggbbruce]

You really won't know until you shoot someone then it's too late when you find out they really don't offer much.

Most will pay for years and never have the need and will never really know.

 

[Bat Guano]

"Luck" is not a plan.

 

[InsideWaist]

Here's a video about misinformation and false claims about self-defense legal services and insurance. (NOTE: The video is produced by CCW Safe)

[ame="https://www.youtube.com/watch?v=xG-v6AT09XI"]https://www.youtube.com/watch?v=xG-v6AT09XI[/ame]

Description:

"The firearms industry, specifically firearms ownership, concealed carry and the use of firearms for self defense is surrounded by misinformation. There is misinformation from the media, from politicians, and from special interest groups. And, unfortunately, there is misinformation within our own industry, specifically the legal services and insurance industry.

Mike Darter, Co-Founder and CEO of CCW Safe clears up some of the misinformation and false claims from others about CCW Safe."

 

[Muss Muggins]

This topic seems to appear every month...a search would bring up many Threads on the subject.

Stephen Maddox was recently defended in a murder trial by CCW Safe. He was found Not Guilty on all charges. He didn't pay one cent out of his pocket for his defense. He was a CCW Safe member, as am I.

Blog

Maddox found not guilty of murder in October 2015 shooting death | The Wilson Times

If he woulda left the first time he was attacked, instead of hanging around for two more attacks, he would have been saved from all that trouble . . .

 

[Lee in Quartzsite]

If he woulda left the first time he was attacked, instead of hanging around for two more attacks, he would have been saved from all that trouble . . .

Hindsight is always worth a million bucks. Today he would probably agree with you. At least he got his monies worth from joining CCW Safe.

 

[Bill In Texas]

I was a member of ACLDN for a few years. The only reason I'm not now is money. It's not that expensive in the big scheme of things, considering what they provide, but it's more than I can afford right now. I do plan to rejoin once I'm able.

There were a few reasons why I chose them over other options:

- They provide money up front for attorney fees*
- They provide money for bail*
- They cover members even if something other than a gun was used (empty hands, knife, stick, etc.)
- IIRC they cover members for both criminal and civil proceedings
- They provide experts to help with defense strategy
- They provide a list of affiliated attorneys, but you don't have to use them if you prefer using your own attorney
- They provide a lot of educational materials regarding legal preparations, use of force, the legal aftermath of using force, etc.

Fortunately, I've never had to use their services.

* I believe they have an initial limit on how much they'll pay as part of your membership, but you can apply for additional funds if needed.

While I haven't done it, I have heard of other people combining ACLDN with other memberships to maximize their benefits.

This is my choice as well. I researched all of the insurance companies in the self defense arena and I liked what I saw from ACLDN the best. Hope this helps!

 

[Johnrh]

Just remember that ACLDN only covers you for "any justifiable use of force..." I take that to mean that if the case results in a ruling where the force used was not justified you have no coverage. Someone correct me if I'm wrong. This is why I went with CCW Safe. They cover you regardless of outcome.