I carry my 386 sc Mountain Lite in a Simply rugged pancake. Great holster. I carry .38 special federal low recoils for carry. I carry this gun loaded with 4 rounds of snake shot and 3 cartridges when fishing here in Texas. I also have it's "twin" in .22 LR, the 317 Kit gun. Makes a nice pair for fishing in Texas.
We don't have bears to contend with when fishing in Texas. My major encounters have always been with water moccasins and the very occasional bobcat, skunks and hogs. Usually the hogs are not out when I'm fishing, but if I'm in hog country, I tend to carry a rifle or 12 gauge of some sort. I've seen lots of gators while fishing but never had the need to shoot one. We tend to steer clear of gators when we see them or hear of one being in the area.
I got lucky and found a nib 386 two years ago from the original purchaser. He sold it to me for what he paid for it, and had the original receipt to prove it. It's one of my favorite guns, and although it's easier to carry than my 2.5" Python or M66, I like shooting the heavier guns a lot better.