Reference the Lead-Away cloth, it does contain mostly mineral oil, kaolin (a mild abrasive) and a small amount of ammonium hydroxide, so make sure you follow the package directions and clean off any residue from the gun after use. Also, if you keep the cloth in the original packaging, and double bag in a zip-lock this will help keep the cloth from drying out over time.
MSDS:
https://www.birchwoodcasey.com/content/datasheets/31002 Lead Remover and Polishing Cloth.pdf
The real "achilles heel" of the finish on the models you mentioned is the clear coat over the aluminum frame. Lots of reported issues with this coating flaking, de-laminating, and coming off, particularly around and under the synthetic grips. This may be caused both by harsh cleaners, and by sweat making it's way under the grips. Consequently, as a precaution, be sure to remove the grips, wipe this area down each time you clean, and apply a
light coat of a suitable rust preventative.
S&W model 642......damage under grip. Both de-lamination and oxidation here.