I agonized for almost 2 years comparing all the plans available in my state and joined CCW Safe. The main reason was they provide attorneys at NO cost and cover other expenses as they happen at NO cost to you(along with many other benefits).The first and foremost cost is upfront payment to a criminal lawyer and bail money(Most people don’t have nor can get/afford the approximate $25,000 upfront money needed for above items). The link given in another post gives a great comparison, or go to the CCW Safe site. Another issue with some of the other insurances is they only pay limited services or after(If you go to court) and are found innocent. Good luck in your research. Just one mans oppinion.