Credit card whacked again

[jeffrefrig]

Reading the Want Ads section today and seeing the scam alerts reminded me of yesterday morning. I came down after my shower and had a message from my credit card company. Someone in Italy, California, and Philadelphia tried to get $1999.00 from my credit card. They put a hold on my card and stopped the transactions thankfully. This happens on my debit card once in a while, too. While I was on the phone with a fraud dept. lady another transaction of the same amount came in. I'll be getting a new card again. I appreciate the fraud dept. catching this. And seeing all the scammers spotted in the Want Ads here makes us appreciate the moderators here (browny points!) catching them. Stealing is one of, if not the lowest acts people do. And doing it from some cubicle in "Bogadoosha" (I hope that isn't a real place) is even lower. I think sites that say my information is safe are lying, too! Just be careful folks. I know this has been addressed before, but I need reminded once in a while!

 

[glenwolde]

I've had it happen a couple of times to me, but not in quite a while. I do have every alert they allow set up, at relatively low levels.

I'm certain one of my incidents was the result of using an unsecured website to register for my concealed carry permit. Two days later I got hit but the credit card company caught it.

 

[Truckman]

...some cubicle in "Bogadoosha"

Bogadoosha is a self-governing principality in the southeast corner of Kablamistan......Ben

 

[yaktamer]

But beware the fake messages claiming to be from your credit card company or bank or merchants alerting you to possible fraud. I've received quite a few of those lately. I got a call last week from a woman claiming to be from THE Amazon (I'm like, "They have phone service in the jungle?") calling to confirm that my order for $1599 for Airpods was legit. I laughed and said, "How do I know you're not a scammer?" She replied, "How do I know YOU are not a scammer" -- although she pronounced it "schemer." We went back and forth like that for a while, before she shouted "Estupido!" and hung up.

 

[twodog max]

I saw yesterday that the Post office has issued a warning saying to not send checks through the mail. What is going on in this crazy world

 

[Narragansett]

Well, I have had my issues with credit cards and money markets.

I have had credit card charges occasionally show up. I call the credit card company and tell them it is not me. It gets deleted every time. They are usually right on top of things.

When traveling, I call them, and tell them where to expect seeing charges from. That is always helpful.

My bank called a couple months ago and questioned a 5500 dollar check. That was nice, but they did not question a check for 15K for a new roof. Go figure.

I have had bank employees stealing out of a money market on 2 occasions. The bank caught both times, and put the money back.

I had a check rejected once by a bank. A personal check for 304K. I paid off a mortgage after I sold a house. The bank would not take a personal check. I told them that it is a good check, and that they better cash it, because they were not going to get another one.

 

[Jack Flash]

I'm very leery of all these websites claiming to be "secure". Yes, they are secure, until they aren't.

 

[Krogen]

Thanks to forums posts like this one, and recurring training at work, I have gotten highly sensitized to spam/fraud. Of course, that doesn't mean I'm invincible, just on alert. IT would send us phony fraud emails as a test. Click on something in it, or respond in some way and you'd get a "Congratulations, you have been enrolled in the (such & such) training class."

Some time back, my credit card company sent me an email with a link to approve or disapprove a transaction. The email itself looked like fraud! The wording, the live link etc. So I called the fraud number on the back of the card. The nice representative told me "good job!" They were getting lots of calls due to the email format and would be revising it.

 

[Ivan the Butcher]

When my brother and I had our property management company (sold in 2006) we each had a credit card for our daily expenses (parts and stuff) we also had a third card with a $500 limit. We used it for on-line purchases. Use it once and report it lost right away! New card it a few days later. Never a problem, and never exposed our cards to the scammers.

I got that idea from a 1970's science fiction novel about life in the 21st century!

Ivan

 

[Narragansett]

When my brother and I had our property management company (sold in 2006) we each had a credit card for our daily expenses (parts and stuff) we also had a third card with a $500 limit. We used it for on-line purchases. Use it once and report it lost right away! New card it a few days later. Never a problem, and never exposed our cards to the scammers.

I got that idea from a 1970's science fiction novel about life in the 21st century!

Ivan

I never sign the back of my cards either. I write Photo ID required

 

[duane_wade]

I never sign the back of my cards either. I write Photo ID required

I never sign them either. I write C.I.D. and all of my credit cards have my picture on them and the wife's cards are the same way.

Sent from my SM-G991U using Tapatalk

 

[yaktamer]

I never sign the back of my cards either. I write Photo ID required

Nobody checks cards for signatures anymore. When they did I used to see merchants routinely decline cards with the "See ID" language as not complying with the cardmember agreement which required a signature.

 

[Narragansett]

Nobody checks cards for signatures anymore. When they did I used to see merchants routinely decline cards with the "See ID" language as not complying with the cardmember agreement which required a signature.

Well, I was never rejected. What could be better than a drivers license with a signature as proof of who you are. The card with no ID and a signature could be anybody

 

[Heinz]

Jeffrefrige: if you are in the Burgh and stuck with Comcast, their security and their virus infestation was terrible when I was last living there in 2005. I still get bogus messages on my long inactive account.

 

[mckenney99]

My one and only credit card got compromised again last month. Seems to happen once or twice a year.
This time was different though. I discovered a friend's obituary one morning and I wanted to send his widow a card. I did a google search to locate my friends mailing address and I inadvertently clicked on one of those "background check" info sites. I realized my mistake and immediately backed out to the search results page. I DID NOT enter or provide any of my personal information to this "background check" site but my credit card was hit within minutes with a yearly subscription fee and another monthly fee by this "background check" company. I was curious about this company and found a huge file of BBB complaints against them for this same behavior and more. I have absolutely no idea how they gathered my credit card info, but then again, that is the business they are in, they scan the internet to gather any & all public information they can find and I guess eventually they get lucky and find an unsecured source that has your credit card info. I immediately disputed the charges and of course had the current card cancelled and had to wait for another new card to be issued.

 

[yaktamer]

Well, I was never rejected. What could be better than a drivers license with a signature as proof of who you are. The card with no ID and a signature could be anybody

You are correct. No fault in your logic. When confronted with the same argument, the cashiers rejecting the cards would simply reply that those were the rules. Reason and logic be damned.

 

[glenwolde]

But beware the fake messages claiming to be from your credit card company or bank or merchants alerting you to possible fraud. I've received quite a few of those lately. I got a call last week from a woman claiming to be from THE Amazon (I'm like, "They have phone service in the jungle?") calling to confirm that my order for $1599 for Airpods was legit. I laughed and said, "How do I know you're not a scammer?" She replied, "How do I know YOU are not a scammer" -- although she pronounced it "schemer." We went back and forth like that for a while, before she shouted "Estupido!" and hung up.

I've had a couple similar. I just confirm the order is correct. Freaks them out and they get tongue tied.

 

[Bugkiller99]

I get a text for ANY transaction on my credit/debit cards. I simply set the limit for getting notifications to $0.01.
It’s “ruined” the surprise in birthday gifts from my family, but well worth it.

 

[Rudi]

Just got a letter from my former employer(retired 7 years now). They got hacked back in Jan, sure took their time telling us. But they did hook us up with an anti fraud co. that will help cover any issues. I sure hate criminals.

 

[Vtgw938]

I just got a notice this morning of a suspicious use of my "gun" card. it was for Pizza Hut. Checked my account and another fraudulent charge of $1000.00. Credit card company was on top of it, but still a pain. Same thing happened a year or two ago.

I use a separate card for gun stuff, auctions etc. At least that way if it is that card we don't have to change a bunch of accounts that we pay with our regular card.