I don't know if I would agree with the comment re the XDM
5.25 trigger -- I just bought a Springfield 5.25 .40 cal XDM
10 days ago -- and have not made any modifications to it --
I thought the trigger was very nice right out of the box and have shot a POST course with it and qualified. It is my first .40 cal pistol (I have a bunch of 9mm's, .380's, .45's -- Brownings, Berettas, Kimbers, Smiths) and I do like the Springfield. I will admit that I have spent lots of range days qualifying on an M9 (Beretta 92) on military courses with pistols drawn at random from the armorer (and of course none had been accurized and usually had been treated "rough" -- and had typical military pistol triggers) and always qualified --
so being able to shoot anything even a notch above military troop issue seems like heaven to me. I do recognize that even my XDM's trigger could be improved a bit, but for an out of the box striker-fired pistol, it has been a pleasant surprise to me.