SeamasterSig
Member
I totally understand the shorts and t-shirt thing. There's a very good reason why that's the standard uniform in South Florida. I carry a 4" k-frame concealed in a pancake holster that sits maybe 1/2" lower than the OP's, judging by the photos. It's doable, but "dressing around the gun" can be pretty challenging when you're barely wearing any clothes to begin with 
