I know you aren't calling me out but If my post sounded like I view $11 as "chump change," that was not my intent.
For those on a fixed income, under-employed or not employed at all, please accept my apology if you took it that way.
No no, not at all, no offense taken or intended neighbor, I just thought I would comment on the unfortunate fact that to an ever growing segment of our population, that $11 can mean the difference between eating and paying rent or buying medications needed to stay alive.
For you probably, and for me, $11 IS chump change, I mean, I just spent $2000 last week at an auction, and $700 at a gun store the other day, so $11 would not mean much to me at all, but I do recognize $11 CAN make or break someone's bank account because Ive BEEN THERE before, and I've been jobless and homeless one summer in 1987 and know what that's like in the worst way and how I would have LOVED to have gotten my hands on $11 then because it did mean the difference between eating or not.
In 1987 I moved to a new state 3000 miles away, I couldn't find work, and only had my school bus/RV conversion to live in, and no car. I had no cc, no phone, no more money left, the RV hadn't been fully converted yet, the "easy to find" jobs a friend there told me about didn't happen, my landlord evicted me when I fell one month behind, and I was parked by the side of the road in town in July with no air conditioning and about 5 gallons of fuel left in a 60 gallon tank. I had to go to a church at random and get a stupid FOOD BOX, ugg that was the pits!
I literally had to roll pennies and pocket change which I had to turn in for paper cash to buy dog food for the dogs. $11 at that time was for lack of a better word- a fortune because I had nothing. I don't know WHAT I would have done if I needed medications for a heart ailment or something of that sort.
When I qualified for food stamps which was the only help I could get frm the state, I had to go store to store and buy small items in order to get change back to even put gas in the tank and get to a PT job janitorial I finally found, but the trip to work 30 miles away in a larger city cost me more in gas than I earned working 4 hours a day so I had to give it up, there was no place to park a 70 passenger school bus, plus I had several show-dogs and a litetr of puppies at the time too, plans and hopes I had all made were totally messed up by the circumstances, it was a real disaster in every way and there was no one in the family who could help me.
Long story short, a relative had passed away then and had left a 25k life insurance policy and IRA to me, and my former neighbor/deputy sheriff and his wife who owned a ranch next to the RV pad I had been evicted from invited me to park on their ranch untill I got on my feet! so that was my rescue life-saver!
This is the unfortunate fact of life today more than ever with the economy and mortgage foreclosures by the thousands a DAY!
I learned a lot from 1987, and when I bought my present house 13 years ago I made sure I paid off the mortgage FIRST, and that was paid off in just 6 years with extra payments on the principal, and sending in additional coupons each month so as to be paid up a year in advance. Every time I got a xmas bonus at work or extra money, it went on the principal of the loan.