As DGT said, a 3 foot group is totaly unacceptable. Regardless of the type of factory ammo your using. One of the first things I would do (after a thorough cleaning and examination of the gun) is move to a closer target and see what you get. Because the M&P's require a combat sight hold, that front sight can cover most of an 8" circle at 25 yards. Still, this shouldn't result in a 3' group. I do think seeing what kind of groups you can get at 50ft might help. Firing offhand I can keep a full magazine pretty much on a 3" orange dot at that range (with some fliers nearby). I do wish sights were available though that would allow a 6:00 o'clock hold. Also, make sure your target is backed by a nice stiff piece of cardboard or you can get some tears in the target paper. This could look like keyholes.