Retired LTC USAR
US Veteran
The insulation inside the wall will need to be replaced too.
Have your insurance guy not close the claim after the repairs are done. Then have your house tested for mold every year until you are satisfied there is none.
By not closing the claim any future mold repairs will be covered, if related to the original claim.
There is naturally occuring mold in the environment, so testing will result in a mold positive. Once you get rid of the water, the mold will also go away. It's only dangerous when you distrub it.