Hi, I load quite a bit of 9mm. Most important is referencing and understanding load data. You should not just say I'll bump it up and try that. I use VihtaVouri N340 for my loads but I did take the time to reference your load with 231. Here is what I found:
Winchester load data: 115g FMJ 4.3 start, 4.8 max. 1.169 OAL.
NOTE: you are using a plated bullet, not a full metal jacket as listed in that data. Makes a difference in pressure/seal of bullet to barrel.
Modern reloading by R. Lee, no 231 load data for 115 plated. They do list 231 for 115 lead bullet. 4.3 start, 4.8 max. 1.100 OAL.
Note the similarities in the charge data above? This is good. We can confirm with some confidence that 4.3 is your minimum starting load. No less!
Next we have to settle on the OAL. They are different above by a 1/16". That is a lot. So I referenced another manual, Western powders. There I find their powders but I find a 115g plated RN 115 bullet just like what you are using. And all the different powders indicate a OAL of 1.130".
So, what I myself would do if I was using 231 would be 4.3g and a 1.13 OAL. Use this information at your own risk. I would also chrono that load when I could as well.
In closing, always reference as much data as you can when developing a new load. Never ever guess or dream something up. 3.5 grains was a mistake hence your problems.
My load of choice is 5.1g N340, 1.150 OAL Xtreme 115g plated, CCI 500 primer, .374 diameter crimp, blazer brass, 1093 FPS, dead accurate. Clean, no issues.
I hoped I helped you.