I'd agree with the K Frames Mod 10 15 or 19 or same in Stainless (diff. Mod #)
38 specials (or .357 and load it with 38's)
Skip 9MM, I'd also rule out the 32 Mags, for plinking 22 LR is fine
but not so much for home invasion or CWC.
A good shooter Mod 10 or 15 should $4-500 and police buy back maybe $350.
A new J Frame 442 or 642 no lock just about $500
38 special is easily obtained in stores at less cost.
, the 32 Mag is pricey, and it seldom stocked in stores
9MM is less costly and available, but recoils nasty in J frames.
I'm fond of Smiths, I have several, my EDC is a 642PC no lock.
Prior to that a Mod 36 in Nickle and a Mod 60 in Stainless,
Honorable mention is the Taurus 605 (.357 loaded with 38spcl.) as my
road hazards, get home bag kit... the Taurus is about $375)