Need some advice and a smarter son.

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Bankers call cosigners "Idiots with a pen." I cosigned for my daughters apartment. She now "owes" me almost $60,000. I did it with my eyes open.

I am not a lawyer, but I suspect your son will be paying for an expensive life lesson and without knowing anything of the young lady's finances I doubt he can compel her to pay. If it is really a large amount of money perhaps he can declare bankruptcy. Otherwise he is on the hook.
 
Different one Phil,

ChattanoogaPhil said:
Senior Citizen,

You posted the below about three years ago. Is this new thread the continuing saga of the girlfriend with bad knees and the car your son bought for her that she was going to make payments on after your son kicked her out of the house?

http://smith-wessonforum.com/lounge...es-contracts-legalities-enforceablilties.html
Click to expand...

XXXX

He was able to get that one settled (eventually) satisfactorily. Guess he forgot his learned lesson. Maybe I did too.
 
If I had a penny for every dollar I lost chasing skirt. :eek:

I was a slut magnet. I didn't get it until I was in my 30's.

When I knuckled down I met a good girl. She wasn't gonna let me get away. We've been married for almost 11 years now and I can't imagine being with anyone else. :)

Some of us take more time to grow up and that usually means we get to pay.

Best of luck to your son.

About that fishing,
 
chud333 said:
Just how expensive are a pair of "perkies" these days ???
Can't say that i've priced any.

Chuck
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I work with several women who have had this procedure in the last few years. Two of them got a "special" that a local plastic surgeon was running and paid $3,500.00 each for the procedure. Each, meaning person, not left and right sides. Another spent some $10,000.00, but she had other things done at the same time. One lady was rebuilt after a masectomy, no idea what her bill was but it was a remove/replace procedure.

The doctor who pioneered breast reconstruction is here in Atlanta. His firm does REAL good work. It should be noted that while lots of cosmetic procedures are done by choice, some are necessary. Masectomies used to leave horrible scarring...some resembled butchering. Imagine going through life like that? The invasive disease and surgery are scarring enough for most women, it is imperative that their bodies be returned to normal, or as close as possible, very quickly. This actually helps them heal, mentally and physically.
 
Wee Hooker said:
JMHO but don't bail him out or the lesson will never be learned. He should take her to small claims court .
Click to expand...

I agree. Problem with bailing out someone is they never learn their lesion .


Quote:
Originally Posted by ChattanoogaPhil View Post
Senior Citizen,

You posted the below about three years ago. Is this new thread the continuing saga of the girlfriend with bad knees and the car your son bought for her that she was going to make payments on after your son kicked her out of the house?

Promissory notes/contracts legalities and enforceablilties.

XXXX

He was able to get that one settled (eventually) satisfactorily. Guess he forgot his learned lesson. Maybe I did too.

Hard to imagine forgetting a lesson about loosing money.
Old saying "Fool me once, shame on you; fool me twice, shame on me"

Not to sound callous but it's his problem after the first weather he got it resolved or no, should have learned the first time as he could have paid for that one also.
 
I would like to know how many people here that said they never would co-sign for anybody had someone help them years ago when they were starting out?
 
I'm not sure if this will help as my advice comes from watching court tv programs, however, you may want your son to check into the binding legalities of primary responsibility in Florida; even though he co-signed. He may be able to countersue and recoup some of the money.

The whole "knee" issue has me curious. I'd that a reference to cheating?
 
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In NC, if the amount is under $5000 he can file a Magistrate Summons/Complaint for Money Owed. Once she is served they will have a court date in front of a Magistrate.

I feel bad for your son. Obviously he exercised poor judgement, I hope he learns his lesson.
 
Ive co signed for a few people with excellent results. I just have to know the person.

Sent from my DROIDX using Tapatalk 2
 
If it were me, I would not reinforce these bad actions and decisions by "helping" him. The only thing sure to cause someone to take responsibility for their own actions is letting them deal with the consequences that arise out of them. Pain seems to be the touchstone of most personal growth.
 
jagular said:
I'm not sure if this will help as my advice comes from watching court tv programs, however, you may want your son to check into the binding legalities of primary responsibility in Florida; even though he co-signed. He may be able to countersue and recoup some of the money.

The whole "knee" issue has me curious. I'd that a reference to cheating?
Click to expand...

4506517 said:
In NC, if the amount is under $5000 he can file a Magistrate Summons/Complaint for Money Owed. Once she is served they will have a court date in front of a Magistrate.

I feel bad for your son. Obviously he exercised poor judgement, I hope he learns his lesson.
Click to expand...

Both of you are correct. What the boy needs to do (as he is on the hook legally) it to pay the loan . He then turns agoundand sue the girlfriend, obtain a judgment for the full amount he is out of pocket with the bank amount plus the ancillary expenses. He WILL win-no question about that.
Bad news is that in the 30 years of practicing law I have never presented someone with a judgment and been successful in having them write me a good check on the spot to pay it all out. It just don't work that way.
Usually what happens is you get a judgment, spend money to collect and find out that she isn't working, working for cash, living with a rich boyfriend or collecting a welare check. Can't seize any of these.
If perchance she is getting paid by check from the strip club you can of course garnish the wages and they will cut the check 25% each pay period until one of several things happens. The most common is that once the notice of garnishment shows up at the employer-she quits and moves down the street. Or she just vanishes, or she fules bankruptcy. Unfortunately the boy does not have a security interest in the new perkies-although I tried one time to have th ex wife's implants declared community property-got my client reimbursed for half (or as I told him he gets the one closest to her heart :D) one time. But basically the boy is stuck with the age old situation of buying ther candy bar and having to watch someone else enjoy it. Goes back to Caj's first rule of life:
Life ain't fair.
 
feralmerril said:
I would like to know how many people here that said they never would co-sign for anybody had someone help them years ago when they were starting out?
Click to expand...

Depends on what you're talking about and the relationship, but co-sigining is generally a bad idea, IMO.

In this case, I wouldn't consider enabling a girlfriend to go into debt for such a thing as 'helping' her.

I would have told her that I like her just the way she is and suggest that she forget about it. If she was convinced that's what she wanted, then she should save up enough money for it. If either of those choices wasn't acceptable to her, then I'd know I had the wrong girl.

If it was my judgment that co-siging for something like that was a good idea, then I doubt I would have the judgement to know if she was the wrong kind of girl until she developed knee issues... which seems to be the recurring theme here.
 
I don't think by me asking

for advice from the Legal Eagles on here if they know of any legal remedies he can take constitutes me "bailing" him out. He hasn't/won't ask me to. I've spent nothing more than some time posting the question and for the most part reading and agreeing with the responses.

Perhaps if I hadn't called him "Baby Boy" some wouldn't have assumed he was part of my stimulus package. ;-) But then again, I'm in my sixties and I will always be the baby boy.

Thanks all for your input. I think my question has been answered.

SC
 
How many of us married a girl to find out years later she had "knee issues" and it cost us HUNDREDS of thousands of dollaes? I have.
 
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