There is no shortage of people in this world who make a living by stealing from others. Here are some links from US Government agencies on how to avoid becoming a victim...
Common Scams | CISA
How to Recognize and Avoid Phishing Scams | Consumer Advice
Spoofing and Phishing — FBI
Common Scams | CISA
How to Recognize and Avoid Phishing Scams | Consumer Advice
Spoofing and Phishing — FBI