Unemployed Soon

windjammer

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Looks like I'm soon to be unemployed. The screw machine company I work for has lost almost all or business to China.

I've never drawn an unemployment check in my life. My question is, while drawing unemployment, can you make any money on the side?

I'm not talking about jobs like mowing grass etc. where the money can be pocketed. I'm talking about maybe working a day a week or so a week, and being paid by a company check.

If you get any income while on unemployment, is there a penalty?
 
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Looks like I'm soon to be unemployed. The screw machine company I work for has lost almost all or business to China.

I've never drawn an unemployment check in my life. My question is, while drawing unemployment, can you make any money on the side?

I'm not talking about jobs like mowing grass etc. where the money can be pocketed. I'm talking about maybe working a day a week or so a week, and being paid by a company check.

If you get any income while on unemployment, is there a penalty?
 
Windjammer,

Good luck on finding a new job. Back in the early 60's spent about a year on Davenports for a $1.75 a hour with a wife and two children. First parts I made were ball washers, put two together and it was a race for bearings for desk drawers. Brings back some memories. It was really bad when the cut off broke and all the tools were wiped out.
 
Don't be embarrassed about drawing unemployment. You've worked, and hence your employer has paid into it for you all these years (I don't know how old you are.) Its there to be claimed, so do it.

When the ax falls, go directly to your local bureau and expect to stand in line. If you can do it on the internet, do that instead. Each state does have different rules. Be very careful with your money, starting immediately. Learn to spend less. It'd be a good lesson for everyone. We all have built in waste.

The rules I'm familiar with were made for a reason. Too many people cheat the system. They claim their unemployment, then they get a job and just keep collecting. If the job is casual labor, or under the table money, they seem to always get away with it. If you cut someone's grass and they pay you a $20, technically you should claim it, but no one ever does.

If you're good at scrambling, you can trade favors and that doesn't need to be recorded. Like if you cut his grass and he waxes your car.

Many places have "Free Stores" or "Food Banks". Investigate them if your pride allows. No reason to be embarrassed about it at all. Make your resources go farther. Plant a garden. Its springtime and easy to do. Go fishing if you like to eat fish. Have a yard sale to raise some money. Visit other people's yard sales to save money. The trick is to change your entertainment choices to ones that don't cost you cash.

Back to the Free Store thing. My wife volunteers at one 2 days a month. They get all kinds of people. She can gauge the local economy by the types and numbers of people who visit. They have regulars and folks that only use it as it was designed to be used. They get unemployed or have a problem, so they show up for a few months. Then they vanish, often to reappear later with donations as a way of saying thanks. The food is the same as you see in a grocery. The exception is the bread. A local Panera Bread store donates their excess. They eat better than we do. My favorite 3 seed bread costs nearly $4 a loaf. She brings one home occasionally for us. I'm not spending $4 for a loaf of bread! If a Free Store is located near you, start visiting before you're out of food. Its a good way to stretch your lowered income.
 
I don't know the answer either. I sure do hate to hear that. Even our company (oilfield chemicals) has started laying some specialties off.

Something has to give. Every bit of this crap is due to uncertainty, I've become convinced. In real life, I'm not sure there is any need for any of it. Something has to give, and I can't help but think and hope that it will give soon. I'm employed and still don't give a damn how it gives. I suspect that it may not be pretty. I'm hateful, so I hope it's not pretty.

I truly feel for you. Good luck in whatever comes your way.


.
 
When I got out of the army (June of 72), and returned home to San Diego I applied for unemployment. I also applied for every job I could find. The unemployment checks, the first of which took three weeks to arrive - one week wait followed by two weeks of benefits before payment came to a whopping $33.50 a week.

I was finally offered a job as a busboy for $1.25 an hour + tips working 0500 to 1330 My counselor at the unemployment office (oops, they called it the Employment development office), told me I was crazy to take the job. he said you are getting $33.50 for doing nothing why work 40 hours for $50 + tips. I took the job and ended up making about $3 a day in tips = Net $65 a week. I had to quit or be fired 6 weeks later because I balked at joining the union, dues were $125 a year, up front.

Things sucked back then too. We need to increase the amount and length of time that unemployment benefits will be paid to US citizens. Many, if not most, have lost their employment through no fault of their own. You will be punished for working as they will deduct whatever you make here and there from your benefits.
 
One other thing to consider is that you may have to actively seek employment. This may consist of reporting who you contacted, and recording it. It may consist of reporting in weekly or every two weeks by phone (after the initial registration) and responding under penalty of law if you actively sought work, to continue to receive unemployment checks.

Also you may have to go down and meet with a state unemployment counselor who explains the resources available, inlcuding using the computer to search, and list what jobs you sought, etc.

And enjoy the people watching while at the center, people from every walk of life. Some of the people there may voluntarily tell you how to work the system!
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And some people may be watching you watch others and listening to the conversations!
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Some jobs are only available through the State Workforce Center or whatever it's called in your state.
 
Windjammer, sorry to hear about your pending situation.

All state UI laws are slightly different so it is difficult to know exactly what your particular state law provides. Generally you are entitled to claim 26 weeks of benefits during a 52 week period. This is often extended to 39 and in rare cases, 52 weeks, if your state's unemployment rate is unusually high. In general, you must report your earnings on your weekly claim. Under most state laws, any earnings over a nominal amount are subtracted from your weekly check. If you earn more than the weekly amount plus this nominal amount, you simply don't get a check for that week, but it doesn't count against the 26 week entitlement either. You still have the rest of the 52 week year to claim the remainder of the weeks of entitlement. In most states, there is a requirement that you seek work each week. In some you have to record the contacts on your claim. In others, you simply have to certify that you were available for work each day and looked for work that week. In all states I am familiar with, you do not get paid for the first week of umemployment, ie, you claim that week but receive no check. In most states you will be paid for that week after you claim a certain number of weeks (number of weeks varies by state).

As far as reporting your earnings on your weekly claim, if you are paid by a company which is covered by your UI law, that employer must report your earnings by SSN and pay unemployment tax on the earnings. That can and generally will be run against the claim SSN's at some point and the state will expect your reported earnings to match what that employer reported. If it does not, a potential fraud claim against you is possible.

My advice is to file your claim, in person or by internet, the first week you are unemployed. The sooner you file, the sooner you are eligible for payment. All UI agencies are connected in some fashion with a job search agency which has job listings and much support help with resumes, job search skills, etc. However, your best chance of finding employment is still yourself. The vast majority of people who find new jobs quickly, find them through networking with friends, acquaintances and family.

Above all, take heart. Your biggest challenge will be to maintain a positive outlook and keep trying. Remember, you are not umemployed through your own fault. It's just what happens sometimes. Good Luck and God Bless.
 
Back during Jimmy Carters recession I was selling real estate, effectively unemployed.
I got a job doing night security at the local hospital that was on the books. I found a handful part time jobs for the day light hours that paid cash. No taxes, etc.
If you can find day labor jobs paying cash don't report it and the government types will not be the wiser.

Jim
 
Be sure to have them withhold taxes from your check, otherwise you'll take a hit next April 15.

Also, what they may do (it's like this in CT anyway) is, if you earn some money at a part time job they will deduct it from your Unemp. check, as others have said. But that will allow you to collect for a longer period of time if you still need to...instead of cutting you off after 6 months or whatever the normal collecting period is.
 
Windjammer, having dealt with the Tennessee Department of Labor and Workforce Development a few years ago (2002) I can verify that what you earn while on unemployment WILL be deducted from your weekly check. You can do your weekly check in and report via the internet but you must make your initial application in person. If you can find day labor that pays cash and does not report the payments, do it. One of the people that worked with me made the mistake of filing for a business license after a couple of months of unemployment. <span class="ev_code_RED">BIG RED FLAG</span>. TDLWD accused him of fraud and took him to court. He lost and ended up having to pay back every penny TDLWD had paid him, plus interest, plus a big fat fine. As Dick said "When the ax falls, go directly to your local bureau and expect to stand in line". The sooner you file the sooner you will start getting a check. You will be required to supply company names, addresses, contacts and phone numbers for your attempts to find employment. TDLWD will have job posting from companies in your area that never make the normal job posting venues. Check with them on a regular basis, i.e. at least weekly, for any postings which you may be qualified. I'm assuming that you are in the Nashville area. Try filing in one of the less populous counties in your area, shorter lines. I live in Shelby County and did my application in Hardeman County. In and out in less than thirty minutes.

Hope you and your future employer meet soon.
 
im sorry my dear but i can't help you with that question...all i can help is by giving you a prayer so that you can find a new job soon...have faith my dear...good luck and god bless!!!!



__________
pain relievers
 
Just an observation,
The autoworkers around here draw about 80% of their pay AND unemployment.

The 80% being equal or more than most folks make around here.
Then the poor guy who made little or nothing gets a days pay while on unemployment and is docked.
Go figure?
Best of luck to you windjammer.
Mike
 
Can't answer? It's a mostly state by state thing.
FWIW, my outfit is already talking unpaid furlough (1 month) in June. From rental occupancy I'm thinking June/July off is more realistic. Very soon now, you won't be lonely. Your just one of our pathfinders! Keep us posted.
 
If you don't bother working at all, then maybe Obama will take care of you, if you do anything productive, you're screwed.
 
You've seen lots of answers here.

My best advice: check out ALL the options, and be sure you understand all the laws and regs. That means, take time to read the fine print very carefully. If you don't understand it, find someone who does to explain it to you, and to keep explaining it until you really understand it.

And last: This is not the end of the world. Do what you need to do, and take whatever jobs you need to take in order to survive and to care for you and yours.

Remember: There is no, repeat, NO honest job that is unworthy in anyone's sight. Certainly not in mine, or in the view of anyone I respect.

Good luck, hoss. I have been there.

Bill
 
Just another set of comments. If you're not unemployed yet, throw yourself at your job with all the energy and intelligence you can muster. It might not save your ass, but then again, it might. Setting yourself out as a good worker may mean you get to keep your job for another week, month or whatever. Or it may also register in your bosses mind that you should be one of the first to be brought back if conditions improve.

Another thing that comes to mind, and you won't see it until later, is this may be good for you.

It was for me the last time I was out of work. I prefer to call it "my last period of pleasant unemployment." It causes you to do a reassessment of your priorities, spending, and your life. You can come out of it a stronger person, and with your head screwed on the right way. Its all in your attitude, and how you allow events to change it.
 
Knew a fella who was one of the engineers working a Cape Kennedy for the moon shots. His group was laid off within weeks of the last shot.
There was a surplus of engineers in Florida at that time and his family was not interested in moving out of Fla.
The engineer and his oldest son took up doing yard work in the up scale neighborhoods. When I met him he had moved to Orlando, was running many crews doing the same work and making millions.
Lay offs can be an opportunity.

Jim
 

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