CAJUNLAWYER
Member
Doubt it!
It's rewarding to pass on something to someone who will actually use and enjoy it! I'm not a collector or a hoarder.
Half the fun is finding them and negotiating the price.
Besides, I'll be sleeping better at night knowing that my maximum out-of-pocket deductible is covered when August rolls around and I'll walk out of the hospital with another one of God's greatest gifts and not owe the hospital a dime!
So what! As I told my wife what are they going to do ....take the baby back?

Make sure that you are on good terms with the ob/gyn and that he/she is paid up completely. Then you get him/her to discharge your wife and baby after the business office has closed for the day. That way thay have to mail you the bill. Once you get it, you can nickle & dime them down simply by doing an audit of the actual bill-you will be amazed at what you get charged for that you didn't use! (when my wife was in the hospital for one of our kids she was charged for 4 epidural trays when I knew for a fact that only one was used)-then when you finally decide what you actually owe (make sure they give you the same discount on your deductible that they give the insurance company of their portion) work out an easy payment plan to keep them from tirning you in to any credit reporting agency and you repay over time with no interest. DO NOT PUT IT ON A CREDIT CARD. Start the negotiations with $50 a month and then let them work you up. you have a even money chance that they will accept the $50.
I've done this with all three of my kids-trust me your doctor doesn't give a ..... about the hospital getting paid. Keep him/her happy and you're golden.
Your welcome!!