Tools
Yes, you can go buy a cheap made in China wrench for daily use at Sears, and it will do the job. Or you can get a Snap-On. Where will the cheap wrench be in 5 years or so, probably broken, the Snap-On will still be in the tool kit.
Any gun you buy at the shop will go "bang" out of the box. How many times it will go bang depends on the quality. Sure, S&W, like any company, lets a few "lemons" get by, people also have lemon BMW's and Land Rovers, but these companies like S&W will make it right.
Taurus seems to be focusing their energy into semi-auto's, trying to get the "tactical crowd" dollar and their revolvers are spotty. I have an older 80's era Taurus that has issues, it goes bang, but I use it as a shooter just to see how long it will take to break, even then I'm only out a $175 used gun.
As well as being a Smith fan, I'm also a Ruger guy. Rugers are made to SHOOT (so are S&W).
I learned the heartburn of buying "cheap" guns, I have lots of S&W's and Rugers but on a whim bought a cheap Armscor .38 revolver just to see if it was a "hidden gem" maybe a good shooter on the cheap, it was not a gem. A $200 NIB gun, the Armscor was not reliable in DA mode, I "deactivated" the DA pawl on the hammer and now it is SA only, the only way I could get it to function, and I shoot blackpowder rounds out of it just for fun. I should have put that $200 to better use and got another used S&W 10-10 or something, now I have a boat anchor relegated to "non essential shooter-beater status"
Buying cheap will only get you burned in the long run, the only way I condone buying "cheap" is if you already have a few S&W's and/or Ruger or other quality firearms like Sig, Glock and you want to get a Hi-Point or Taurus just for "shoots and giggles" or just as a range shooter or training gun, to keep the rounds off your nicer guns if you shoot ALOT of rounds. Given other options I would NOT trust my life to a Taurus or Charter. Why? Why do it, when there is better out there.
I have PO'd many "Taurus" fans, and I wonder why Taurus even has a "following" other than people trying to justify buying cheaper guns, like the guy who said his Honda Shadow was much cheaper than my Dad's H-D Road King...." and I was like, "Yeah, but you ain't riding no Harley Davidson!!"