In a footnote to my selection of ammo, I would say to you that my home defense ammo and my street carry are two different things. While I go with the heavy solid flat tip on the street... my bedside and home defense guns are loaded with Glasers. I take no chances with home safety and don't ever want to regret a "wild shot" penetrating walls.
Could you please elaborate a bit more about your choice of "solid flat tip" as your on-the-street, SD rounds (vs JHP's, for example).
Your choice for personal defense load
Gold Dot 135 gr designed specificly for the 2 inch barrel like my S&W 642, my primary carry.
Federal HST Look into it; opens into the biggest, prettiest petals you've ever seen every time.