So you don't like S&W because hot ammo blew your gun up and they won't fix it free? Why should they? S&W didn't make the ammo.
It's an interesting question, Smith makes a weapon that is 99.9999% safe, and the ammo manufacturers make a product that is 99.9999% safe, so when you get that one in 1 million convergence, it's going to be hard to get anyone to pay for it, buyer beware.