I admit that when I began hand loading more then 4 decades ago, much of the influence was to reduce the cost per cartridge.
The gentleman that helped me get started told me that I would not save money, but I would shoot more
At the time I was being coached in Skeet and I was practicing with a new hunting rifle chambered for 300 Weatherby Magnum. So I was busting a lot of caps
Today I no longer hand load just to reduce the cost per cartridge
I hand load because I enjoy it, yes I really do
I hand load because I can do things that are not commercially available
I hand load because I can work out ballistics theories
I hand load because I can tailor a load to a specific firearm
I hand load because I shoot cartridges that are not in the mainstream . . . 475 Wildey, 356TSW, 9x23 Winchester, 22TCM, 10MM Magnum, etc.
I also cast. Like hand loading I started casting to reduce the cost per cartridge and found that I enjoy it
These days most of those standard molds have not been touched in years, I purchase standard projectiles mostly due to limitations on my time
Most all of my current casting is to get projectiles that can not be purchased. For Example, 41 Magnum HBWCs for target shooting or various heavy .500 diameter projectiles and the such
I find it difficult to keep enough lead on hand to cast from. Some of the heavy larger .500 projectiles only yield 1100-1200 projectiles from 100 lbs of lead. That is a lot of lead to lug around
The projectiles above are all .500 in diameter
The little one on the left is 450 grains
The very long one on the right is 725 grains

I do purchases ammunition, but only when there are crazy sales on. Like last year when Federal offered 300 rounds of 45ACP in a plastic ammo can for $99.95 with a $30 rebate. . . .I had to buy some of that