Walking around money.

You are definitely not goofy for carrying cash or even that amount of cash, especially if you are the type of guy who likes to grab a good deal on a used gun when it presents itself.

It is definitely goofy and doesn't make much good sense (in my opinion) to have some oddball strict guideline of carrying five of each denomination that you listed.

Of course... if you asked 20 different guys what is a proper amount/denomination/breakdown to carry, you could get 23 answers.

I see no sense in a stack of 5's and 10's, I'd carry hundreds and 20's and 1's. The wallet gets FAT quickly, and if you aren't afraid of losing or being robbed of your $675 now, then dropping the tens & fives and upgrading those to hundreds seems to me to make a whole lot more sense without changing the physical size and burden of your wallet.

It's definitely quirky to have a hard, set breakdown of specifically what cash you carry.
 
I generally have less than $100. That lasts me forever. I use a credit card for everything. I have a debit card but only use it rarely. Once every couple of months when I replenish my $100 at an ATM or cash back on a purchase. I get about $500 a year back on points.

I find cards faster than cash. Stick in the slot and you're done. I definitely don't spend any time getting cash. I use an online bank and haven't seen the inside of a bank in years. Banks are obsolete, most just haven't figured it out yet.
 
I carry credit cards but in my world cash is KING. I feel severely under dressed unless I have at least $300 in my pocket(not my wallet). Cash spends anywhere, can be used to haggle, and importantly doesn't leave a trace.

Governments worldwide are trying to move us to a cashless society. With that, they can exert total and complete control over what you can do with your wealth. Bliss for them, hell for us. With big tech we'll have citizen scores much like China. Make mine cash as long as it's legal!
 
A guy (in an active gun forum) that never has nor ever uses cash is a guy who either lives in a restrictive gun state -OR- is a gun guy that is truly missing very much out on the phenomenal used gun market via private sales, either face to face meet-up or gun shows.

I don't want to think about what the inside of my safe would look like if I deleted every item that came via $CASH.
 
Even if'n I cut them in two I'd have 12.5 lbs in each pocket. Dang 6906 seems like a load most days. Joe

Ever notice in the cowboy movies they steal a rail car or bank full of gold and haul away in saddle bags on horseback? Those old time horses I guess could haul several tons. Those horses were probably bought at the same store as that Colt SA I saw John Wayne shoot 18 times without reloading!
 
Remember the old saying "Cash talks B.S. walks"! I've forgotten the number of times I've faced a reluctant firearms seller until I started waving cash in their face. At that point, they know they're dealing with a serious buyer. And BTW: I don't do this and I won't name names but I've walked around gun and militaria shows with buyers carrying over $100.000 in cash.
Jim
 
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Mostly cashless. Don’t miss cash. Does’t take me any longer to check out with my $2.37 purchase on a debit card than it does for the clerk to figure out how much change to give back if you give them a $5.

Choose whatever you’re comfortable with.
 
I usually have less than $100 on me. I do keep a couple of $20's stashed in my auto just-in-case!!

We get back from our credit card between $300 and $500 each year just before Christmas because we put everything possible on the card (pay it off in-full each month).
 
I attend a number of estate and garage sales and I do carry some cash with me. I feel it’s a good idea to be prepared.

I’ve scored some great unexpected deals over the years, because I had the money on me. You never know when a treasure will pop up and you’re likely to lose out if you can’t immediately close the deal.

Cash... Don’t leave home without it! ;)
 
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I used to be more of a cash type. I plan to return to that once my finances regain their former traction. Hard currency talks and B.S. walks, as others have already mentioned. Got a hell of a deal on a used truck not long ago by this motto, and it’s been a gem for almost four years now. The OP called it “walking around money”. I wouldn’t typically walk around with that much of it, but to each their own. What I find interesting is that I heard it called “strutting money”, by my grandfather’s generation.

As of last few years, I find myself leaning harder and harder on a checking account debit card. Just the other day, I listened to a general financial advise guy’s show on the AM radio, and he went off about his total dislike of debit cards for a host of reasons I would never have considered. Largely, that if you get hacked or whacked by someone using them, or stealing your identity to use them, it’s much harder or less likely for the bank to re-imburse you for your losses. Whereas with a CREDIT card, the re-imbursement or correction is practically an instant guaranteed. Has me second thinking my extensive use of the debit card. Especially with WiFi and anything purchased online (which I don’t much of at all anyway), but in all uses too. It was a bit of a wake up call.
 
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