Walking around money.

[Sevens]

The difference between the liability of credit/debit is pretty simple.

If someone goes criminal with a credit card, they are stealing from a massive bank with a highly funded fraud department.

If they go criminal with your debit card, they begin to liquidate your money directly from your account until someone stops them or your account runs out of money.

I see only one legitimate situation to routinely use a debit card:
If you are bad with your own personal economics, a credit card will allow you to bury yourself in horrendous debt if you aren't wise. In that case, a debit card is perhaps better for you.

 

[crazyphil]

Remember the old saying "Cash talks B.S. walks"! I've forgotten the number of times I've faced a reluctant firearms seller until I started waving cash in their face. At that point, they know they're dealing with a serious buyer. And BTW: I don't do this and I won't name names but I've walked around gun and militaria shows with buyers carrying over $100.000 in cash.
Jim

I was going to say what italiansport said about the old saying.
Learned a long time ago that nothing changes the attitude of a
reluctant seller like waving a few Bennys in his face. (That
would be Ben Franklin I am referring to.)

 

[tops]

I equate not carrying money the same as prepaying my 4 yr. old great grandsons lunch at school. He's not responsible enough to carry money and make change but I'm a big boy and my mommie lets me carry money. I'm not obsessive about someone stealing my car, gun or anything else I have of value so why should I worry about the $500-$1000 that I carry. I'm pretty sure I save more by paying cash than I would get back by using a credit card and the world doesn't know how I spend cash. Larry

 

[memtb]

I’ve been know to occasionally (rarely) have a $5 bill in my wallet....if my wife is feeling exceptionally generous! Generally, it’s only a dollar or two. When I was working....the “only” thing I would ever purchase was gasoline! I paid with a credit card! I guess I really never saw the need to carry cash, as some “miscreant” may rob me. I always carry a ski mask....if I need cash, I just by the local “Stop and Rob”! memtb

 

[Skeet 028]

Many years ago I carried a 1000 bucks when you could buy a lot with that much money. Cash was king. I used it for tractors equipment and cars. Now a grand doesn't go as far. When at a gun show I carry a 1000 bucks but seldom use it all. I do keep as much as 3000 in the safe at home. Oh darn it's snowing...By the way cash is still king at the gun shows and private sales. I have rented an excavator for this coming weekend and got a 12% discount for cash. Significant amount of money. It will more than pay for the diesel fuel I will use. Digging a pond and taking out a few Russian olives

 

[TX-Dennis]

Like most convenience stores I have less than $50 cash most of the time.

Unless I'm going to a gun show with the thought of buying.

 

[Golddollar]

I hope that serving people remember that I left them a good tip when I leave a stack of Golden Dollars for them.

It's amazing how many times I end up trading people at the bar in a VFW or American Legion for Golden Dollars when I stand the coins up on edge on the bar. A lot of people have never seen them before but end up trading me paper money to get a few to give to their kids or grandchildren. Standing the coins up on the bar helps me remember to leave a tip.

If I have to leave a down payment or deposit on something a few Golden Dollars helps establish that I'm the person that's buying the object in question.

 

[TX-Dennis]

Back in the days when those embroidered Mexican dresses were so popular (we're talking early 80's) I had a cousin who would cross into Mexico carrying $20,000 in cash to buy dresses. He had a business reselling them in the states at a huge profit. I was always worried that some one would kill him for the cash, but it never happened.

Cancer got him instead.

 

[rubiranch]

I always have all I need on hand.

 

[THE PILGRIM]

I love the Sacajawea Dollars!
So much that when I get them, I keep them!
The lady who posed for a Sacajawea is a Native American who was attending The Univ of NM.
The Artist is Glenna Goodacre.
Once in Dallas I’m 90% sure that I got off a plane from Albuquerque with Glenna Goodacre. I don’t go round regretting many things, but I sure regret that I didn’t introduce myself to Glenna and tell her how much I like her Sacajawea.
And how much I like and appreciate her tribute to the Women who served in SEA.

Glenna Goodacre - Wikipedia

 

[pawngal]

I'm with the Cash Talks, B.S.walks. I use CC to pay most everything but always have cash with me. Advantage of a woman's purse, keep cash in different places.

My best cash story, a pawn shop in AZ, hubby and went in, I bought a couple pieces of jewelry about $250, and I drooled over a fabulous diamond bracelet priced at $1700. Went to the car, hubby says "you really like that bracelet don't you?" Hell yes! He pulled out a wad of cash, handed me $1200, told me to go buy it, try to get it for $1000.
So I went back in, asked best cash price, started taking $100 bills out one at a time, when I got to $900, told the owner I was running out. Laid down one more, SOLD!. By the way, the bracelet appraised at $12,000.

 

[ladder13]

I love those checks I get every year from the CC company.

 

[gman51]

I might have $40 in my wallet for when I can't use the card. I like to have one or two Benjamins stashed for emergency only use. I have had times I was glad I had them.
I have noticed over the years that people that carry their paycheck around with them in cash are often broke just before the next payday.

 

[Rustyt1953]

Even Mister Softee takes plastic.

 

[ladder13]

Even Mister Softee takes plastic.

But you get sprinkles and a cherry with cash.

 

[spricks]

It's really about how much you have....can be plastic or bills....I usually have at least $200 cash on me for whatever, and the plastic to back me up if I'm not dealing with my Amish neighbors...their folded money is the winner.... hands down

spricks

 

[PeterJ]

Remember the old saying "Cash talks B.S. walks"! I've forgotten the number of times I've faced a reluctant firearms seller until I started waving cash in their face. At that point, they know they're dealing with a serious buyer. And BTW: I don't do this and I won't name names but I've walked around gun and militaria shows with buyers carrying over $100.000 in cash.
Jim

Yikes !! Be interested to see how you can carry $100,000 in cash around discreetly unless it's in a suitcase. Seems the smallest number of bills would be 1000 and that would probably get your pockets bulging pretty good.

 

[STCM(SW)]

Use the CC for most things and get a kick back.
Some places won't take CC, so the debit card works.
May have $20 to $60 in the money clip but the wallet has several Ben's and Grant's hidden....

 

[Golddollar]

I love the Sacajawea Dollars!
So much that when I get them, I keep them!

My friend!

 

[Golddollar]

In my mother's family there is a story about how when her family moved from above Reading, PA out to western PA back in the 1830s, they bought their new farms with silver money in bushel baskets. Legend has it that they hid the money under the vegetables.