Are you willing to spend $50,000 to defend your life?

Very Sobering

I was well aware that being involved in a shooting would change your life and finances as you know them. I wasn't aware of how high the numbers were. Sorry, society, you're on your own.
 
I don't know about others but if the need ever arises to use my gun, the last thing I want cluttering my thoughts are how much this is going to cost.
I really don't care
 
I hate it when money gets involved in anything, The ending is never good.
 
I have to agree with colt saa about the demographics aspect. I imagine that if you were involved in a self defense shooting in any of the eastern seaboard states from Virginia on North, You will be treated like ****, no matter how justified you may have been. Same thing for all of the west coast states as well as a couple of others such as Illinois. Fortunately the rest of America exhibits common sense.
 
I recommend "The Law of Self Defense" by Andrew F. Branca. The forward is by Massad Ayoob.

It's well written and has some information on every states laws.

Speaking of which, the law varies widely from state to state, so it's essential to know the laws of your state. In my state, there is about a 90% chance a person will be charged and arrested if they use a gun in self defense. Other states, including some I'd like to move to, have far different approach.

Know the law in your state and prepare accordingly.
 
Imissedagain: Yes the NRA cancelled the FREE $2,500 firearms insurance that once existed with their membership. My State Farm insurance covers $2,500 loss of firearms for theft and fire, but only at home.

There are some good points here on the possible cost of Legal fees for a self defense shooting (more current cost $100,000 plus). vs not caring about cost when it comes to saving ones life & family. Both sides have valid points but personally, I have NO desire to live in a tent because everything I own went to pay for my legal defense both for Criminal & Civil litigation and settlements.
That's why I have CCW Safe Defender Plan with Civil Liability. Each to their own, but cost should be considered in case the hopefully statistically remote improbable does happen. JMO.

Be SAFE and Shoot Often!
 
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SMSgt said:
As for every justifiable shooting costing $50,000, I call horse hockey. I'm sure all of these dear old grandmas who shoot an intruder with Papa's old .38 had to cough up $50,000.
Click to expand...

I'm inclined to agree with you. That said, we live in a pretty sorry society if we treat Citizen self-defense against a criminal...as a criminal act itself.
 
It will always depend on the circumstances of your justified shooting. If its murky, like zimmerman, then yeah expect a legal battle. If you shoot an attacker after he has severely injured you with a weapon, or shoot someone comitting mass murder, probably more clear cut. Certainly better than dying or permanently disabled.
 
It depends on the laws of the state and the circumstances of the event.

It could cost $0.0 it could cost $200,000.00.

SMSgt said:
If you're too concerned about how much it might cost you to defend your life--don't! Look at all the money you will save.

As for every justifiable shooting costing $50,000, I call horse hockey. I'm sure all of these dear old grandmas who shoot an intruder with Papa's old .38 had to cough up $50,000.

Scare tactics.
Click to expand...
 
In Montana and several other western states if you are not convicted ffor thre act they are going to have too look long and hard for a basis for the suit according to my wife/attorney. The county attorney in Montana is going to have his work cut out just charging you let alone convicting you if the corpse is inside your home.

But, I doubt the money is going to be on my mind during a life and death deal.
 
Yes, I would be willing to spend $50,000 to save my life.

Now, would I be willing to pay $30-50/mo. for insurance that might help me defray that cost? That is a cost/benefit/risk analysis.

Would that insurance guarantee me competent counsel and expert witnesses, really? Would that insurance significantly increase my chance of remaining free and out of debt (criminal and civil) if I had a solid self defense case? What if my case was not as strong? What if I lived in an anti-gun state with prosecutors, judges and juries who might be prejudiced against me?

1. Know your state laws.
2. Know your state gun culture.
3. Get trained and practice so you can show you are competent.
4. Avoid trouble and therefore having to shoot people.
5. If you have to shoot, prevail. Then put on your big boy pants and put the legal system to work for you. If you can't afford it, consider insurance.
6. If you don't get the best defense available, you could lose even if you did everything right.

One more thing previously mentioned: not every defensive shooting ends up in either criminal or civil court. I don't know the percentage, and I'm sure it varies state by state, but I'll wager it's much lower than fear mongering lawyers and insurers try to convince us it is.
 
It wouldn't cost me $50,000 because I don't have $50,000. Lawyers always look at the worst case scenario. HAS it ever cost someone that much money in a lawsuit? Probably, but I object to the term "defend your life." That's not what this post is about. Is it likely to happen? Not in a justified shooting. If you shoot someone you're not intending to shoot, you're likely in for some grief. But if you shoot someone threatening your life, I don't think so.
 
Harrychristopher said:
Are you willing to spend $50,000 to defend your life?
Click to expand...

I'll spend whatever it takes, including twenty bucks for another box of .45acp ammo and maybe a few hundred more for a new pistol to shoot it with.
fighting0019.gif
 
Right now ? NO
If i got the Money then yes. "Money ain't a thang"
 
No, but fortunately I don't have to spend that much because I live in a state in which the laws regarding Self-Defense are clearly defined and tend to favor law-abiding citizens over criminals.

Yeah, yeah, yeah... I know, folks will say that I'm being naive and that plenty of law-abiding citizens have been sued over otherwise justified Self-Defense shootings, but spare me that nonsense.
I've had me fill of fear-mongering over the Corona Virus, and if some dirtbag relative of some thug who attacked me wants to try to sue me, then I say bring it on.

I refuse to be a victim, regardless of it be the sort of thug who wears a ski mask or the sort who wears a fancy suit, and I am prepared to fight either one relentlessly.
 
In casual conversation with friends and law suits, I have found that a simple statement, "You won't live long enough to spend the first dime of your settlement check." ended that discussion path.

Lifetime poverty doesn't have much appeal after a lifetime of hard work.
 
Long while back on THR there was a guy who said he would rather have died than lost his job over their firearms policy.
This is like that. Am I gonna live? If I fight am I gonna live? Are others gonna live? THEN FIGHT!
What it costs doesnt matter. How much would you pay to have your loved ones back?
If this even enters your mind, carrying a gun is not for you.
 
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