I frequent a lot of used book stores and will look for duplicates as loaners. I will rarely loan tools. I have volunteered loans of trailers if I drive it, they load it and pay for gas, assuming it fits my retired schedule.
I frequent a lot of used book stores and will look for duplicates as loaners..
Loaned my Hardy Boys books to friend back in 60's, after not seeing him in church got parents to drive me by his house, gone, moved, never heard of him since. Do Not loan anything to anyone.
I am a contractor. I generally do not loan out trailers or tools that I make my living with whether they are currently being used or not. I'm actually not asked very often...maybe my countenance discourages it?
I know a residential framer who loaned out his 16 foot trailer to a guy who loaded it with torn off shingles. At the landfill, this guy got the front-end loader operator to lift the trailer by the tongue to empty it. He returned it to my friend with a bent frame.
And no, my $7,000 dump trailer is not for rent either.
Color me unneighborly, but that's how I feel. I've worked hard for what I have.
Along the same lines, I don't borrow either...I buy or rent.
The answer is.......... most of the time. If they ask to borrow something that I am hesitant to loan, I will usually just do the job or help them do what they need the item for. This way I assure the item to be potentially borrowed does not get ruined, the job gets done correctly and I don't piss-off a friend, neighbor or whom ever is asking.
I also have enough tools (I'm a major tool nut) so that I have duplicates, triplicates, or more of most items they ask to borrow if it is a tool, I'll lend out the least valuable to me. There have even been times that I have so many of an item I will just give one to them (if a close friend).
The one item I refuse to lend to anyone is a chain saw! Just too dangerous to someone who never used one before. I will usually just cut up what they need to get done - everyone is happy and safe.
Rarely do folks ask to borrow things these days. I've shut down those acquaintances who act as if "what's mine is mine and what's yours is mine too." Those folks are too cheap to buy or rent what they need and are just taking advantage of someone.
My good friends just don't ask to borrow things. Sometimes we get to talking about a task that needs doing. If I have something that could help them out, I'll offer it and myself. They don't need to ask. And with those folks it goes both ways. We're happy to share what equipment we have and our labor along with it.
The worst offender of borrowing my stuff is my own Brother! He never ruins a tool or borrowed item, ( he does respect them as my Dad taught us both ) he just never returns it! I have to get him on the phone and yell at him or just drive over and get it. He's my Brother - so I have to deal with it.
Blood is blood, doesn't make them a reliable or creditable person. I haven't seen my brother or really heard from him in a few years. One of the last times I did he wanted something. I don't play those games. He chose to venture away from everybody and do his thing. Realistically you don't have to play those games but that's up to you.