Can't remember the last time I asked to borrow something from anyone outside my immediate family. And vice versa. I would though if anyone asks.
Had a friend that we used to swap or loan guns for sometimes months at the time. He was great guy and would treat your stuff just as you would. Sadly he died several years ago.
So now I don't loan or borrow anything Having accumilated enough guns/tools/stuff etc to satisfy my needs.
The Bard would agree...No, saves friendships.
Neither a borrower nor a lender be. For loan oft loses both itself and friend." - William Shakespeare