I recently purchased a model 39-2. I have not chambered a round yet. Is the safest way to load her to 1. lock the slide in place with the safety on and no magazine in place. 2. insert the loaded magazine and release the slide stop to chamber a round.3. the hammer will fall. but will it be on the hammer block? 4. remover the magazine and load another round and re-insert the clip so that there is a full load.......all of this with the safety on. Also what ammo do most of you use for the best feeding and ejecting. I know that some 9mm's are finicky, thats one reason why I got rid of my Kimber. I love the feel of this beautiful little gun.