Extended vehicle warranties
- Thread starter JcMack
- Start date
COL Jagdog
Member
Caj, that's a great story, especially the disjunctives vs.conjunctives part -- funny how you can gig them on plain English in a contract!!
My current vehicle is a 2005 F150, I bought the extended warranty when the base one was about the expire. At that point, I had several issues with it. To put it bluntly, the extended warranty more than paid for itself. I got stuck out of state once for an issue, and they paid for my towing and hotel.
I have had 5 Ford trucks in my lifetime, and had really good luck with all of them except for this one. My dad has a virtually identical 2006 model, and has had zero issues with his. Mine was made in Norfolk, VA and his was made in Kansas City, MO. If I was to guess, the Norfolk factory sucked. The plant closed a few years ago, perhaps QC was an issue there.
I have had 5 Ford trucks in my lifetime, and had really good luck with all of them except for this one. My dad has a virtually identical 2006 model, and has had zero issues with his. Mine was made in Norfolk, VA and his was made in Kansas City, MO. If I was to guess, the Norfolk factory sucked. The plant closed a few years ago, perhaps QC was an issue there.
OP
JcMack
Member
My beef with extended factory vehicle warranties: If you buy when you buy a new vehicle the factory warranty runs concurrently with the extended warranty so essentially the dough you paid for the ex-warranty is gravy until the free with car warranty runs out at 5-100K.
I had a drive it home company car for most of my working days. I have always had a personal vehicle so my personal vehicle tends to have low mileage on it. I was an engine rebuilder eons ago, pre emission, when leaded gas was the norm. So I "used to" understand internal combustion engines. Now every spark plug has a coil. Blasphemy.
I'm gonna see if the slealership I bought this truck from will sell me an warranty, even though I hate the concept.
I had a drive it home company car for most of my working days. I have always had a personal vehicle so my personal vehicle tends to have low mileage on it. I was an engine rebuilder eons ago, pre emission, when leaded gas was the norm. So I "used to" understand internal combustion engines. Now every spark plug has a coil. Blasphemy.
I'm gonna see if the slealership I bought this truck from will sell me an warranty, even though I hate the concept.
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Maddog 521
Member
With only 9800 miles on that truck I would not worry about an extended warranty. By 2017 you'll only have 20K miles on it. Just keep up the maintenance on it.
OP
JcMack
Member
Joe Btfsplk had good luck compared to me.
longranger
Member
One power window $1200.00,Fuel pump for 06 F-250 diesel, $1700.00,one trip to the dealer for said fuel pump and other associated cost's $5680.00, there was scheduled maintenance work in that total.Cost of Ex Warranty $1350.00. to 100,000 miles. Worth every penny.
I swore I'd NEVER purchase another extended warranty after the debacle I had with the Ford Care Warranty on my 2002 Focus. I had the car dealer maintained. As soon as the 3/36 factory warranty expired the 8/80 Ford Care that I paid $1,000 for was to cover the car. Well, Ford really enforced the language of the warranty. " Just like your original 3/36 warranty-your Ford Care covers all parts and systems that fail DUE TO DEFECTS IN MATERIAL OR WORKMANSHIP. That's right, as stuff started to wear out everything that needed replaced wasn't covered because it wore out! It wasn't defective. A throwout bearing failing at 38K isn't defective? An alternator at 42K isn't defective. I traded that pile of steaming horse excrement with green blow flies for a huge loss and got nothing out of that $1000.
Fast forward to 2009 and purchasing my new 2009 Subaru Forester. I worked a really good deal, as the car had been on the lot for 11 months and was a stick. I drive a lot and the F&I guy really did an excellent job of extolling the virtues of the Subaru Gold Level Care Plan for $850. It covers what the 3/36 covered up to 100K- excludes exhaust, brakes and struts. Well, I'm at 60K and I'll bet that warranty is just another waste of $$$. The only things wearing out are those items specifically excluded from the Care Plan.
Never again.
Fast forward to 2009 and purchasing my new 2009 Subaru Forester. I worked a really good deal, as the car had been on the lot for 11 months and was a stick. I drive a lot and the F&I guy really did an excellent job of extolling the virtues of the Subaru Gold Level Care Plan for $850. It covers what the 3/36 covered up to 100K- excludes exhaust, brakes and struts. Well, I'm at 60K and I'll bet that warranty is just another waste of $$$. The only things wearing out are those items specifically excluded from the Care Plan.
Never again.
"Do I really need this extended warranty?"
"Of course."
"Then you should throw it in to make the sale."
Extended warranties are really overpriced insurance. About half the cost of any of those plans is sales commission for the dealer, so if you can get him to sell you one for half price, you will be a bit closer to getting value for your money. There will always be somebody who saved a lot of dough by buying one, and a lot more folks who just purchased the right to argue about coverage and spend money on lawyers. One of the best scams going.
"Of course."
"Then you should throw it in to make the sale."
Extended warranties are really overpriced insurance. About half the cost of any of those plans is sales commission for the dealer, so if you can get him to sell you one for half price, you will be a bit closer to getting value for your money. There will always be somebody who saved a lot of dough by buying one, and a lot more folks who just purchased the right to argue about coverage and spend money on lawyers. One of the best scams going.
Fuel pump would be covered under the factory 100K powertrain warranty on the PSD.
Your dealer(s) took you for a ride. I have dealt with Ford Warranties and in the document, they lay out what they cover and what they dont. The warranty covers everything but parts that are supposed to wear out (belts, hoses, tires, brake pads, muffler). It covers pretty much everything else.
What exact part did you have an issue with them replacing under warranty?
I had two alternators replaced under warranty in particular. One of those stranded me for a day out of town because the local dealer did not have one in stock. If you want me to go through every piece they replaced under warranty I will, it's a long list. But I assure you, it paid for itself.
Ironically since the warranty expired 2 years ago (when I hit 100k miles), I have had not one thing break on it.
Back in '95 I bought a 94 Dakota that came with a transferable extended warrantee. It eventually replaced the front axel bearings, transfer case bearing, front wiring harness and battery and a lot of little things along the way.
In 99 I bought a new Grand Cherokee. I shopped around and bought a "Warrantee Gold" extended warrantee for half the dealership offering. I made sure the dealer would accept it first, it came with towing, rental car, $25 Deductable, and was good to 100,000 miles. I could have bought a new jeep for all the repairs they paid for. a couple transfer cases, a transmission, water leaks, I can't recall everything and the last repair was made at 98,000 miles ... just before the company went belly up. I never had a problem getting the repairs done or paid for.
In 99 I bought a new Grand Cherokee. I shopped around and bought a "Warrantee Gold" extended warrantee for half the dealership offering. I made sure the dealer would accept it first, it came with towing, rental car, $25 Deductable, and was good to 100,000 miles. I could have bought a new jeep for all the repairs they paid for. a couple transfer cases, a transmission, water leaks, I can't recall everything and the last repair was made at 98,000 miles ... just before the company went belly up. I never had a problem getting the repairs done or paid for.
My practice for 50 years is to buy a used car with around 20,000 miles on, and drive to near 100,000 miles. That takes me 5-6 years on each. I predominately buy GM cars. In this entire time the only major repair I have had to pay was to have the transmission rebuilt on my wife's Dodge Caravan. I will continue this practice, and it has saved me thousands of dollars over the years.
ArcticFox
US Veteran
If it is the 6.0L engine I wouldn't buy the extended warranty. Our '99 6.0L is still going strong with 190K on it. Gave it to our daughter to haul her horses with it after towing our 5'er for ten years.
snowman
Member
I'm appalled at the repairs some of you folks have had to make at the mileage you've had to make them. I bought a '91 Civic in 1995 and have driven it ever since(nearly 220,000 mi.) with only a few minor repairs which I've done myself. The dealer never offered me an extended warranty and I wouldn't have bought one.
But, in light of some of the horror stories here I may have to consider one when I have to replace the Civic.
Andy
But, in light of some of the horror stories here I may have to consider one when I have to replace the Civic.
Andy
GRIZZLYBEAR
US Veteran
I buy my vehicles new and I pass on paying for the extended warranty. IMHO the extra $$ spent on the extended warranty is a waste of money.
I trade my vehicles off every 4 or 5 years so I have the main items [motor, transmission, transfer case, rear end, etc] covered and on the bumper to bumper stuff if I can't break it in 3 years it will probably last me another two years.
I trade my vehicles off every 4 or 5 years so I have the main items [motor, transmission, transfer case, rear end, etc] covered and on the bumper to bumper stuff if I can't break it in 3 years it will probably last me another two years.
gmiller0737
Member
As a Master Technician here is My take for what it's worth,A extended warranty can save you big bucks for major repairs however as stated above only buy a GM warranty & Never buy one from a aftermarket company,Many times I have seen aftermarket company's decline repairs that should have been approved,Repair approvals delayed for days while waiting on one of their inspectors to show up & look @ the vehicle, They want you to use the cheapest low quality parts & have even had some ship us parts to use,they will go to any extreme to find a way to decline a repair,A GM warranty should be good at any GM dealer,Oh be sure you keep all your receipts/invoices in the event of a repair they may request them however if it's dealer serviced they will have the history on file.
MrAmbassador
Member
Extended warranties are not sold to you because the maintenance companies like you and care about you. They are sold because they are monster money makers.
Bank the cash you would spend on premiums and you will be able to pay for your repairs out of pocket and if nothing goes wrong, more likely then you win big.
Bank the cash you would spend on premiums and you will be able to pay for your repairs out of pocket and if nothing goes wrong, more likely then you win big.
HGWT
Member
I consider extended warranty as blue cross, blue shield for your car. You hope you don't have to use it, but it's there if you need it. I also recomend only factory warranties.
