Hurricane Season

Firecom911

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Here in Florida we are now into the hurricane season. Any day now, you're
going to turn on the TV and see a weatherperson pointing to some radar
blob out in the Atlantic or the Gulf and making two basic meteorological points:

(1) There is no need to panic.
(2) We could all be killed.

Yes, hurricane season is an exciting time to be in Florida. If you're new
to the area, you're probably wondering what you need to do to prepare for
the possibility that we'll get hit by ``the big one.'' The best way to get
information on this topic is to ask people who were here during Hurricane
Andrew (we're easy to recognize, because we still smell faintly of b.o.
mixed with gasoline). Based on our experiences, we recommend that you
follow this simple three-step hurricane preparedness plan:

STEP 1. Buy enough food and bottled water to last your family for at least
three days.
STEP 2. Put these supplies into your car.
STEP 3. Drive to Nebraska and remain there until Halloween.

Unfortunately, statistics show that most people will not follow this
sensible plan. Most people will foolishly stay here in Florida. If you're
one of those people, you'll want to clip out the following useful
hurricane information and tuck it away in a safe place so that later on, when a
storm is brewing, you will not be able to locate it. We'll start with one of the
most important hurricane preparedness items:

HOMEOWNERS' INSURANCE: If you own a home, you must have hurricane
insurance. Fortunately, this insurance is cheap and easy to get, as long
as your home meets two basic requirements:

(1) It is reasonably well-built, and
(2) It is located in Nebraska.

Unfortunately, if your home is located in South Florida, or any other area
that might actually be hit by a hurricane, most insurance companies would
prefer not to sell you hurricane insurance, because then they might be
required to pay YOU money, and that is certainly not why they got into the
insurance business in the first place. So you'll have to scrounge around
for an insurance company, which will charge you an annual premium roughly
equal to the replacement value of your house. At any moment, this company
can drop you like used dental floss. Since Hurricane Andrew, I have had an
estimated 27 different home-insurance companies. This week, I'm covered by
the Bob and Big Stan Insurance Company, under a policy which states that,
in addition to my premium, Bob and Big Stan are entitled, on demand, to my
kidneys.

SHUTTERS: Your house should have hurricane shutters on all the windows,
all the doors, and -- if it's a major hurricane -- all the toilets. There are
several types of shutters, with advantages and disadvantages:
Plywood shutters: The advantage is that, because you make them yourself,
they're cheap. The disadvantage is that, because you make them yourself,
they will fall off. Sheet-metal shutters: The advantage is that these work
well, once you get them all up. The disadvantage is that once you get them
all up, your hands will be useless bleeding stumps, and it will be
December. Roll-down shutters: The advantages are that they're very easy to
use, and will definitely protect your house. The disadvantage is that you
will have to sell your house to pay for them.

``Hurricane-proof'' windows: These are the newest wrinkle in hurricane
protection: They look like ordinary windows, but they can withstand
hurricane winds! You can be sure of this, because the salesman says so. He
lives in Nebraska.

``Hurricane Proofing Your Property: As the hurricane approaches, check
your yard for movable objects like barbecue grills, planters, patio furniture,
visiting relatives, etc.; you should, as a precaution, throw these items
into your swimming pool (if you don't have a swimming pool, you should
have one built immediately). Otherwise, the hurricane winds will turn these
objects into deadly missiles. (If you happen to have deadly missiles in
your yard, don't worry, because the hurricane winds will turn THEM into
harmless objects).

EVACUATION ROUTE: If you live in a low-lying area, you should have an
evacuation route planned out. (To determine whether you live in a
low-lying area, look at your driver's license. If it says ``Florida'' you live in a
low-lying area.) The purpose of having an evacuation route is to avoid
being trapped in your home when a major storm hits. Instead, you will be
trapped in a gigantic traffic jam several miles from your home, along with
two million other evacuees. So, as a bonus, you will not be lonely.
HURRICANE SUPPLIES: If you don't evacuate, you will need a mess of
supplies. Do not buy them now! Florida tradition requires that you wait
until the last possible minute, then go to the supermarket and get into
vicious fights with strangers over who gets the last can of SPAM. In
addition to food and water, you will need the following supplies: 23
flashlights. At least $167 worth of batteries that turn out, when the
power goes out, to be the wrong size for the flashlights. Bleach. (No, I don't
know what the bleach is for. NOBODY knows what the bleach is for. But it's
traditional, so GET some!) A 55-gallon drum of underarm deodorant. A big
knife that you can strap to your leg. (This will be useless in a
hurricane, but it looks cool.) A large quantity of bananas, to placate the monkeys.
(Ask anybody who went through Andrew; after the hurricane, there WILL be
irate monkeys.) $35,000 in cash or diamonds so that, after the hurricane
passes, you can buy a generator from a man with no discernible teeth. Of
course these are just basic precautions. As the hurricane draws near, it
is vitally important that you keep abreast of the situation by turning on the Weather Channel on
your television and watching Jim Cantore in rain slickers stand right next to
the ocean and tell you over and over how vitally important it is for
everybody to stay away from the ocean. At that point, if you've prepared
all you can, there's frankly nothing left for you to do but pray. Good
luck ! And remember: It's great living in a tropical paradise! :)
 
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You left out the part of the Hurricane Insurance deductible. As all major Insurance companies will no long write HO insurance in Florida you are stuck with the Bob and Big Stan type of Companies.

There is a separate deductible for any damage caused by a Hurricane, It is calculated as the square root of zero, times zero and does not cover rising water which is covered under Flood Insurance issued through FEMA so you might as well call, Hello my name is Peggy!
 
Firecom you seem to have an affection for "coming to Nebraska". Unfortunately we are experiencing flooding all along the Missouri River basin this year. So you would just be trading Hurricane Insurance for Flood Insurance.

We got us some serious water issues here this summer!
 
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I don't bother watching the weather any more. I live on the ridge at about the 90 foot elevation, so I just watch my yard, when my friends who live on the water start showing up with their trailers/boats/cars/grandchildren/pets and guns----then I panic.
 
1-food

2-water

3-fuel

4-flash lights or lantern/lamps

5-chainsaw

6-cash (lots of good deals around if you have some and they don't)

7-booze (I still remember the severe bourbon shortage following Katrina)

8-generator (I got one now)

9-ammo (enables you to keep all of the above)

I'm ready.
 
1-food

2-water

3-fuel

4-flash lights or lantern/lamps

5-chainsaw

6-cash (lots of good deals around if you have some and they don't)

7-booze (I still remember the severe bourbon shortage following Katrina)

8-generator (I got one now)

9-ammo (enables you to keep all of the above)

I'm ready.

Can only add a few tings.
2 stroke oil so you don't burn up the chainsaw
Extra chains for the chain saw.
Extension cords for the generator
Don't forget your 5000 btu window AC you can run off the generator-on sale now at Lowe's for $99. Keeps a 10x10 room meat locker cold.
 
Extension cords for the generator
Don't forget your 5000 btu window AC you can run off the generator-on sale now at Lowe's for $99. Keeps a 10x10 room meat locker cold.

Even if you're not in hurricane country, that's a pretty good idea. When the A/C in the house went out a couple of weeks ago (on Saturday morning, no less), we were able to stay comfortable in a couple of rooms with a small window unit I keep in the garage. And the generator kept a couple of lights, a radio, and a space heater going after the ice storm a few years ago. It's good to be prepared, but if I get any more prepared, my wife won't be able to get her car into the garage. ;)
 
Even if you're not in hurricane country, that's a pretty good idea. When the A/C in the house went out a couple of weeks ago (on Saturday morning, no less), we were able to stay comfortable in a couple of rooms with a small window unit I keep in the garage. And the generator kept a couple of lights, a radio, and a space heater going after the ice storm a few years ago. It's good to be prepared, but if I get any more prepared, my wife won't be able to get her car into the garage. ;)

Plus a big heavy chain and padlock to chain your generator to a tree or something so it doesn't get"legs" and walk away. At least slows them down a bit.
 
Heck I don't sweat hurricanes anymore. I survived direct hits from Charlie, Frances and Jean in 2004. How much worse can it get?:rolleyes: Bring it on.:p
 
Heck I don't sweat hurricanes anymore. I survived direct hits from Charlie, Frances and Jean in 2004. How much worse can it get?:rolleyes: Bring it on.:p

I'll see your Charlie, Frances and Jean and raise you a Katrina and a Rita :p

We don't even talk about Betsy, Camile and Andrew anymore!
 
The only thing practical thing that I can add is ICE; lots of ice. As much dry ice as you can get. It keeps your frozen food from spoiling so fast and makes the bagged ice that you bought last much longer. Wife and I went through 3 hurricanes and stayed at home. Ice is the only reason we survived until they got the power back on. God bless.

Charlie
 
we went through the homeowners insurance shuffle until we got "The Hartford" through AARP-If they insure you, they will not cansel you, and the premiums and coverage is good, and the people are nice to deal with. Whoooo! Flapjack.
 
Humorous but very true.

Having spent now nearly 25 years on the gulf coast every year is the same. Stock up on fuel, prep the generator, lay in supplies and replace all of the water filters. I already have the AC unit for the wall and yes the generator can run the ac and the fridge with power to spare.

I have enough fuel and water to go 3 weeks if I had too. I also prep the camper so I can use it as a "lifeboat" if the house gets trashed.

Having now ridden out several hurricanes I have a healthy respect for them but I don't panic about it.

One thing I did note is that I-10 was absolutely empty about 6 hours prior to the last hurricane that hit houston. If we get a big one and I wimp I know I can make a run for it at the last minute.
 
Normally, I when I write "LOL", it means I think something is funny. In this case, I actually DID laugh out loud and got funny looks from my wife. Well played, sir!
 
Peter,

I went through Eloise, Opal, and Ivan here in Florida, but I was living in Houston in '83 when Alicia hit.

You know what?

The evacuation program there was just as ***** as it is here!

Lines of cars miles long going nowhere. LOL!

Ya reckon they'll ever get that figured out? :rolleyes:
 
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