An agency I worked for back in the days of transition from revolvers to autos the rule was not to have a full magazine with a round in the chamber. Reason given was it was too much stress on the extractor.
Was this valid ?
What we instructed was to install mag with slide open, drop slide and you are ready to roll. IF you dropped the mag and inserted one more round and re-inserted the mag, it might not fully seat and could either drop out or if round in chamber is fired, the top round in the mag might not chamber. Remember - as an instructor you need to train to the weakest link…