Since the original poster was considering a 686-5, I'll chime in with my limited experience: I have two 686-5's. Both are tuned to a 7.5lb. DA pull and are 100% reliable with winchester primers. Neither have required an after-market firing pin. Both are among the most nicely machined revolvers in my bunch. People rave about the older guns, but I've seen plenty that look like the innards were machined with a Dremel tool. No wonder plenty of time was required for hand fitted parts. It's pretty hard to beat the precise work of today's CNC mills. If you actually compare the old hammer nose firing pin to the new frame mount, common sense would tell you that the older style is the more fragile(exposed to damage) part. I have only had to replace one S&W firing pin. It was an older one. I am amused about the folks whining about a design change. Why aren't these same folks whining about the K-22 firing pin design. Last time I checked, they had always been mounted in the frame. Keep your eyes on your sights as you should, and you will never notice that hollow spot in the back of that MIM trigger.............just my 2 cents!