I have used VPN services since I retired, so about eight years now. I have used Nord VPN, Strong VPN, and Hotspot Shield VPN. For a while I maintained two subscriptions simultaneously, but currently use Strong VPN only.
My main purpose in using a VPN service is to watch the domestic version of US streaming services while in Japan. I have no need to connect to my financial institutions while traveling, but would try to use a VPN if I were to do so from, say, an airplane, airport or hotel. From home, I typically just connect straight to financial institutions which, once connected, say the connection is secure.
I am curious why others use VPN services, if they use them only occasionally or 24/7, and why.
(When I was working, my company required us to use its proprietary, I assume, VPN, whenever offsite and connecting to the company’s internal site or company email, but as a private individual I son’t worry about the security of my typical communications that much.)