LVSteve
Member
If you are a sensitive soul who likes then US being Eastern Time centric, leave now. If you are on the East Coast and work for a bank, get in your bunker, cuz here it comes.
Soooo, I get off work at the usual time, 4PM Pacific, and make a run to my bank to deposit a bank draft I received from the UK. The bank was slow as one of their tellers was off for TWO funeral today. That blows.
I finally get to a teller and she fills in the deposit slip and tries to deposit the draft. Something starts complaining on her machine and she has to get somebody senior to help. The senior person has a go and comes up with this gem.
"Oh, you cannot deposit foreign stuff after 5 PM Eastern. They have to verify the funds".
OK, I say, so put it through the system for me in the morning. They cannot do that, I have to be there. Guess again I say. I'm at work for 7:30 in another part of town. I told them flat out that I would do it at the bank over there except I would probably be safer in Lower Beirut. They sort of agreed with me on that point.
Then the real kicker, it is AT LEAST a 20 minute process while they contact New York.
Now let me explain why this gets me bristling like that big frilled critter that spat venom on Jurassic Park.
1) This is a national bank in a large country that covers multiple time zones. Who died and appointed some idiot on the East Coast God to run all US bank business on Eastern time. Huh? I mean, REALLY??
2) I pay my way and my bills on time with almost Taliban fervour. I always have. Somebody saying "they are going to verify funds" just pushes the red mist with thunder and lightning button for me. IF I DIDN'T HAVE THE MONEY I WOULDN'T FREAKIN' BE HERE.
I had similar BS from another bank over me getting power of attorney on my late wife's account. It wasn't on their form and she wasn't there.
"Oh, which part of she is bedbound in a skilled nursing facility did you not understand. This POA was prepared by a qualified NV attorney according to the laws of this state. If your bank is unhappy operating under the laws of this state perhaps I should have a word with the State AG's office about your continued presence here"
That got their attention, but the POA still had to be cleared by a bank attorney IN FREAKIN NEW YORK. Hello? America is a big place and maybe you have attorneys on the West Coast, too? Not with any authority, apparently.
I'll be blunt. The only reason the banks are still standing and the heads of their staff don't line the roads, Game of Thrones style, is that most of us dislike the alternative. You know, the one where the currencies are bottled water, tinned food, ammo, gasoline and nubile daughters. I think those zeebs in the banking racket need to be reminded of this, from time time.
PS. If any of you lot get this thread locked or removed by political comment, I'll be doubly PO'd.
Soooo, I get off work at the usual time, 4PM Pacific, and make a run to my bank to deposit a bank draft I received from the UK. The bank was slow as one of their tellers was off for TWO funeral today. That blows.
I finally get to a teller and she fills in the deposit slip and tries to deposit the draft. Something starts complaining on her machine and she has to get somebody senior to help. The senior person has a go and comes up with this gem.
"Oh, you cannot deposit foreign stuff after 5 PM Eastern. They have to verify the funds".
OK, I say, so put it through the system for me in the morning. They cannot do that, I have to be there. Guess again I say. I'm at work for 7:30 in another part of town. I told them flat out that I would do it at the bank over there except I would probably be safer in Lower Beirut. They sort of agreed with me on that point.
Then the real kicker, it is AT LEAST a 20 minute process while they contact New York.
Now let me explain why this gets me bristling like that big frilled critter that spat venom on Jurassic Park.
1) This is a national bank in a large country that covers multiple time zones. Who died and appointed some idiot on the East Coast God to run all US bank business on Eastern time. Huh? I mean, REALLY??
2) I pay my way and my bills on time with almost Taliban fervour. I always have. Somebody saying "they are going to verify funds" just pushes the red mist with thunder and lightning button for me. IF I DIDN'T HAVE THE MONEY I WOULDN'T FREAKIN' BE HERE.
I had similar BS from another bank over me getting power of attorney on my late wife's account. It wasn't on their form and she wasn't there.
"Oh, which part of she is bedbound in a skilled nursing facility did you not understand. This POA was prepared by a qualified NV attorney according to the laws of this state. If your bank is unhappy operating under the laws of this state perhaps I should have a word with the State AG's office about your continued presence here"
That got their attention, but the POA still had to be cleared by a bank attorney IN FREAKIN NEW YORK. Hello? America is a big place and maybe you have attorneys on the West Coast, too? Not with any authority, apparently.
I'll be blunt. The only reason the banks are still standing and the heads of their staff don't line the roads, Game of Thrones style, is that most of us dislike the alternative. You know, the one where the currencies are bottled water, tinned food, ammo, gasoline and nubile daughters. I think those zeebs in the banking racket need to be reminded of this, from time time.
PS. If any of you lot get this thread locked or removed by political comment, I'll be doubly PO'd.
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