Anyone but me hate two factor authintication

Ogandydancer

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Like the title says I hate it. Apple bugged me about it for one item and would not stop so I finally relented and now it wants me to do it for everything it seems. There is no way that I have found to get rid of the pesky notifications wanting you to set it up on everything. I would love to tell Apple where they could put their notifications. That's all RANT off!
 
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I have it on Amazon.(not a Prime member) When I log in I have to answer a text or email with a verification code. It is worth it to avoid a hack as you say.
 
I used to set up iPads for a school district. I never encouraged teachers and for sure never students use the two factor system. Just tell it you don't want it. It may come back up again just don't give in. Using the 4 or 6 digit code is generally enough. The finger swipe and face recognition is just one more thing to go wrong. However, if you want to use it, it does work OK.
 
Every time I log into my bank and other money places they ask me if I want to register my device so the extra step with the code goes away.

I decline every time.

Since nothing online is absolutely secure from hacks, you can just stack the probabilities in your favor and hope you die before your number comes up and you get cleaned out.

The authentication is a few additional seconds of hassle but adds a layer of protection, moving those probabilities in your favor.
 
I don't use a smart phone. I decline 2 factor where ever possible. I have problems with certain banking where they default to some type of proof of life protocol every time l log in. The breeches don't happen at my end. They happen at their end.

Be very careful with challenge questions. (Ask Sarah Palin whose yahoo account was hacked this way.) You just might want to answer with a wrong answer, a more complete answer. Just don't forget what you did.
 
What I dislike is reCAPTCHA

What a PITAwith those crummy little photos:rolleyes:



reCAPTCHA-Step1.png
 
USAA is the only regular account that I have that does that. Some one time stuff does. Doesn't bother me much but I don't think they gave me a choice.
 
I have it on my iCloud account, so anytime I sign up from a new device (or a browser) it sends 2FA request. Doesn't bother me much. Oh, and I wouldn't trust anything about myself (well not voluntarily) to Google :)
 
I use it for my bank account. It not only provides a substantial extra layer of protection, it's also pretty easy to use. Because my cell phone and my computer are both Apple products, I don't even have to have my phone with me to receive the text message with the access code. It pops up right on my computer screen via my computer's Messages program. I think it's well worth doing.
 
My bank asked me where I met my spouse. I can think of about twenty answers but have yet to remember what I typed. Now every time I want to check my accounts I have to get a verification code.

City, state, county, establishment, street and on we go. I'm bound to hit the right answer eventually.
 
My debit card got hacked twice in a year, from online purchases that processed through third-party clients. Never hit my bank account - I use PayPal for 99% of purchases now. My Yahoo got hacked too, so my email is filled with spam. 21st century cost of living I guess. I now use two factor authentication for my bank, and PayPal. Nothing else. Won't bank from my phone, ever.
 
My debit card got hacked twice in a year, from online purchases that processed through third-party clients. Never hit my bank account - I use PayPal for 99% of purchases now. My Yahoo got hacked too, so my email is filled with spam. 21st century cost of living I guess. I now use two factor authentication for my bank, and PayPal. Nothing else. Won't bank from my phone, ever.


Never ever use a DEBIT card, it is access to your whole account. Use a credit card.
 
I don't use a smart phone. I decline 2 factor where ever possible. I have problems with certain banking where they default to some type of proof of life protocol every time l log in. The breeches don't happen at my end. They happen at their end.

Be very careful with challenge questions. (Ask Sarah Palin whose yahoo account was hacked this way.) You just might want to answer with a wrong answer, a more complete answer. Just don't forget what you did.

Wrong, it can very much happen on your end. Ever hear of malware and
Man in the Middle attacks?
 
Maybe some day browsers will offer to remember the second of two factor authentication, instead of wanting to change your main password to the second factor. :rolleyes:
 
I just roll with it. I was a victim of the USIS, OPM, DOD, hacking scandal a few years ago. Google it. It was interesting. Wife and I (she was hacked as well) were awarded years of credit protection. We have had no issues since we went to twin authentications. Give the private sector a few more years and it will go to RSA tokens or PIV cards.

IMHO. Been there and done with it. You don't need to know how.
 
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