Are you willing to spend $50,000 to defend your life?

[GaryS]

It depends on the laws of the state and the circumstances of the event.

It could cost $0.0 it could cost $200,000.00.

If you're too concerned about how much it might cost you to defend your life--don't! Look at all the money you will save.

As for every justifiable shooting costing $50,000, I call horse hockey. I'm sure all of these dear old grandmas who shoot an intruder with Papa's old .38 had to cough up $50,000.

Scare tactics.

 

[steelslaver]

In Montana and several other western states if you are not convicted ffor thre act they are going to have too look long and hard for a basis for the suit according to my wife/attorney. The county attorney in Montana is going to have his work cut out just charging you let alone convicting you if the corpse is inside your home.

But, I doubt the money is going to be on my mind during a life and death deal.

 

[ContinentalOp]

I don't know about others but if the need ever arises to use my gun, the last thing I want cluttering my thoughts are how much this is going to cost.

Which is a good reason why one should plan ahead and prepare for the possibility ahead of time.

 

[CB3]

Yes, I would be willing to spend $50,000 to save my life.

Now, would I be willing to pay $30-50/mo. for insurance that might help me defray that cost? That is a cost/benefit/risk analysis.

Would that insurance guarantee me competent counsel and expert witnesses, really? Would that insurance significantly increase my chance of remaining free and out of debt (criminal and civil) if I had a solid self defense case? What if my case was not as strong? What if I lived in an anti-gun state with prosecutors, judges and juries who might be prejudiced against me?

1. Know your state laws.
2. Know your state gun culture.
3. Get trained and practice so you can show you are competent.
4. Avoid trouble and therefore having to shoot people.
5. If you have to shoot, prevail. Then put on your big boy pants and put the legal system to work for you. If you can't afford it, consider insurance.
6. If you don't get the best defense available, you could lose even if you did everything right.

One more thing previously mentioned: not every defensive shooting ends up in either criminal or civil court. I don't know the percentage, and I'm sure it varies state by state, but I'll wager it's much lower than fear mongering lawyers and insurers try to convince us it is.

 

[Gene L]

It wouldn't cost me $50,000 because I don't have $50,000. Lawyers always look at the worst case scenario. HAS it ever cost someone that much money in a lawsuit? Probably, but I object to the term "defend your life." That's not what this post is about. Is it likely to happen? Not in a justified shooting. If you shoot someone you're not intending to shoot, you're likely in for some grief. But if you shoot someone threatening your life, I don't think so.

 

[Watchdog]

Are you willing to spend $50,000 to defend your life?

I'll spend whatever it takes, including twenty bucks for another box of .45acp ammo and maybe a few hundred more for a new pistol to shoot it with.

 

[St0rmshad0w]

Right now ? NO
If i got the Money then yes. "Money ain't a thang"

 

[Echo40]

No, but fortunately I don't have to spend that much because I live in a state in which the laws regarding Self-Defense are clearly defined and tend to favor law-abiding citizens over criminals.

Yeah, yeah, yeah... I know, folks will say that I'm being naive and that plenty of law-abiding citizens have been sued over otherwise justified Self-Defense shootings, but spare me that nonsense.
I've had me fill of fear-mongering over the Corona Virus, and if some dirtbag relative of some thug who attacked me wants to try to sue me, then I say bring it on.

I refuse to be a victim, regardless of it be the sort of thug who wears a ski mask or the sort who wears a fancy suit, and I am prepared to fight either one relentlessly.

 

[Engineer1911]

In casual conversation with friends and law suits, I have found that a simple statement, "You won't live long enough to spend the first dime of your settlement check." ended that discussion path.

Lifetime poverty doesn't have much appeal after a lifetime of hard work.

 

[squidsix]

Long while back on THR there was a guy who said he would rather have died than lost his job over their firearms policy.
This is like that. Am I gonna live? If I fight am I gonna live? Are others gonna live? THEN FIGHT!
What it costs doesnt matter. How much would you pay to have your loved ones back?
If this even enters your mind, carrying a gun is not for you.

 

[kraynky]

Are you saying if I don't have $50,000 in the bank I shouldn't carry my gun?

Well, I don't, but I'm gonna keep doing it.

And I'm not wearing a face mask either. Living on the edge.......

 

[Chino74]

GaryS. I have the Patinum level from USCCA which is the middle tier...it's around $27 per month...

 

[balin]

The couple of justified shooting cases that I know of never lesd to any charges of any sort. If insurance brings someone peace of mind then so be it . That is what insurance is for most of the time.

 

[charlie sherrill]

In my state if a DA brings charges against you for a legitimate self defense shooting he won't be a DA at the next election and he knows it. I've seen several self defense shootings in my over 40 year LEO career and not the first prosecution. It ain't that way everywhere.

 

[Chino74]

Even if you're exonerated in the criminal court you still might be looking at the Civil side of things. And now that I think about it., not sure USCCA covers that. I'll have to check.

 

[Imissedagain]

Imissedagain: Yes the NRA cancelled the FREE $2,500 firearms insurance that once existed with their membership. My State Farm insurance covers $2,500 loss of firearms for theft and fire, but only at home.

Be SAFE and Shoot Often!

Thank you Sir!
Will ship USPS overnight/insured.
Included some reading comprehension materials for the kids and the grandkids when they get up to speed.
First issue of Gung-Ho and some serious and necessary literature.... see pic below.

Thanks OP
RT

 

[Chief Wiggums]

Join the USCCA. I'm covered for over a million dollars in defense: court fees, lawyers, bail etc. less than $30 per month.

YUP......100%

Specifically in these trying times.
LGS have line out the door
Ammo is becoming outrageously expensive and hard to find
John Q Public is walking around "strapped".

the odds of a violent confrontation have risen dramatically
the odds of a home invasion have risen dramatically
the loved ones & I , are taking this situation very seriously

 

[Mainsail]

The question oft asked: "When can I draw my handgun and shoot an attacker?"

Answer: "When the threat is so real and so imminent that you do not care about courts, costs, or anything else."

As an aside, it sounds like given those facts, it would be far better to deter a potential attacker with open carry than to conceal and appear vulnerable- luring the attacker into believing you're an easy mark.

 

[USMC_1978]

Even if you're exonerated in the criminal court you still might be looking at the Civil side of things. And now that I think about it., not sure USCCA covers that. I'll have to check.

It does, I have the USCCA Platinum also. Well worth the money. US Law Shield is cheaper but coverage is not even close.

 

[Chino74]

Good to know. Thanks. In general I think this is good insurance, for me at least.

 

[Mrnurse]

DA...Lawyer.... Law suite???? what is that? I follow the Afghan School of Defense ...shoot and scoot. Lawyers...50K heheheh you guys are funny.

 

[ptf18]

Self-Defence

Fellows. What is ashame is that "good folks" have to even think about consequences when/if a situation "arises" that requires a micro-second decision to be made.

It only shows that we indeed are the "goods folks" while the perps have no concern about what they are involved in.