Welcome back to the Forum, IrishPsych. It's a shame that you have to list on your CCW license which firearms you plan to carry...and that you're limited to 3! But that's just an unfortunate fact of where you live. Here in Florida, with the high heat and humidity most of the year, we tend to dress for the tropics...shorts, t-shirts, polo shirts, etc. I tend to carry lightweight firearms as comfortably as possible. For me it's usually a Model 642-2 or a PC Shield Plus 9mm in a pocket holster (leather or Sticky holster) in the front pocket of my shorts. I also carry a spare mag or TUFF quick strip in the other pocket with my knife. Several options out there for you to choose from. Good luck.