do you shop when broke?

always look,never want to miss a great deal on something you want,need, whatever. besides, isn't that what you have you emergency fund for?
 
If I go to a gun show with money to spare. Can't
find anything. Go broke then I find things that I
want. Last show I couldn't find anything except
a Wilson Magazine.
 
hey thanks for the replies guys. just got back from work and really enjoyed the reading the ideas. funny I always ask about layaway on the internet but for some reason at pawn shops and gunstores never think of it, even though I know most have it. I hate credit cards myself and always pay off at end of month but this season got a little carried away. be back to cash in a month or two so if I do see that deal will have to be layaway as many suggest.
 
always shopping...

forever looking for that "good deal" the ones that you get and just put away for later.....maybe to sell or trade for a even better deal.....

Ok.....so it sounded good in my frame of reasoning.however since i NEVER want to rid myself of a S&W........ I'm always broke..
 
Always looking, right now have two (2) on layaway with my local dealer, continue to stockpile ammo, but try to be as responsible as possible.
 
I go look, even when I do not intend to buy anything.
 
Even when I don't have any free cash, I like to go to gun shows and gun shops just to keep up on what's available and what prices are. I do have a strict rule for myself not to ask them to take anything out of the case for me to examine when I know there is no way I can buy it.

Maybe it's just me, but I can't stand wasting someone's time just pawing a gun that I know I'm not serious about. It's funny though, some vendors must think this is just a bargaining ploy. If I stare at one or get down where I can really see it through the glass (I am incredibly near-sighted) they will as often as not take it out of the case and forcibly place it into my hands, all the time telling me what a deal it is and that the price on the tag is not all that firm.

Ya know, maybe I should use this as a bargaining ploy when I am flush with cash. Who knows, maybe some day I will actually get a deal. :D
 
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When times get lean, my first question to the seller is,
" Will you consider a lay-a-way?" I normally offer 1/3 down, 1/3 in 45 days and the final 1/3 in 90 days. I also suggest a 10% restocking fee if I fail to complete the transaction with the remaider returned to me. No penalty if I pay it off early. I have yet to find a seller unwilling to make a deal. I currently have 2 guns in process this way. Being self employed, my money comes in spurts. Some weeks I am busted and some I am flush. Hence the early pay off clause.:D

i have two S&W's on layaway at my local gunshop that are a good deal. one i have to get out before jan 2nd and the other before jan 30th. I try and not go in any gun shops if i am broke because then i might see something i want and then regret not having the $$ for it
 
I try to stay out of places that I get good deals on. I don't want to run into something that I can't do without.
 
Buying when Broke

Quote: "Maybe it's just me, but I can't stand wasting someone's time just pawing a gun that I know I'm not serious about"

I might paw something I don't intend to buy just to get a good look in case I might buy later. But I never ask for a final price unless I am buying. Then I just tell the dealer I am interested in buying and what is his best price. If I go to an antique show and my wife ask to look at an object, I might as well just write out the check as she usually doesn't look unless she has already made her decision.
 
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