Cash is no longer king Down Under
Kiwiland has been moving to a cashless society for the last decade or so. The government appears to be encouraging this as a means to eliminating the "cash economy" and to ensure "everyone pays their fair share" of tax.
I rarely at home have cash in my wallet, but I have three debit cards. When I need cash I pull it out of an ATM.
Cheques were eliminated here about 3 years ago due to the proliferation of online banking as a cost cutting mechanism for the banks.
One downside of a "cashless society" is that I occasionally mess up. Earlier this month I went to pay an account on my phone. During a dyslexic moment I keyed in $631 instead of the $361 to should have been. I noticed it half a second after I pressed the "Pay" button. I am still trying to talk to the accounts lady at the business for a refund


There are businesses here that will no longer accept cash,
ever. Despite it being legal tender there is no obligation to accept it.
But when I am travelling I prefer cash. During last year's visit we took $5,000 in cash and the same on a Wise card. We spent all but just under $300 of the cash and just over half of what was on the card, usually booking our hotels/motels online.
I carried most of the cash in a money belt under by clothes. I would put $250-$350 in my wallet each morning, depending on what we were planning on doing and if I was paying cash for our accommodation at the end of the day. I also had another $200 folded behind my cards for the security deposit on our rooms, although only three places asked for it this time.
Cash is a great way to keep track of what you re spending when on a budget (like we were on our holiday).