I'm not talking about places you wouldn't ordinarily go to but that your business takes you to. I'm talking about places you choose to be even though you deem them dangerous.
...
Well, I'm no longer paid to frequent places that offer up a higher chance of potential violence, and there just aren't many places that fit that profile that I'd
choose to frequent on my own time anymore.
Nobody I know has a crystal ball to predict where folks of criminal inclination may decide to visit and act up, but I'm not going to stay locked up on my own property.
I keep an ear to the ground for normal crime, and rely upon my years of LE experience to let me be aware of the presence of suspicious folks.
The weather and my planned activities pretty much have more of an effect on what firearms I may elect to carry as a retirement weapon, and whether I think it would be prudent to be armed.
So, yes, I practice doing some basic risk assessment when deciding whether to be armed, and what to carry.
I do as much risk assessment of "ordinary" mishaps that might befall me, or situations in which I might find myself, when I decide what to stuff in my pockets on any given trip away from the house, too.
For example, going out for a motorcycle ride, or a trip to the beach, means different clothing, activities and destinations, so things can change quite a bit when it comes to what I think I might need, or just want to have with me.
I tend to have the inclination to carry a larger belt gun less often, now that I'm no longer thinking so much about possibly having to invoke my status off-duty and take an enforcement action. Also, I'm no longer managing a daily case load that makes me intrude into situations that might have an elevated risk of violence, or being dispatched to situations where on-view violence is reported or suspected to be occurring.
Nowadays, the bad guys are going to have work a little harder to come find
me, instead of the other way around.