Yendor357
Member
Car ratting you out? That’s news to anyone?
And if it’s not your car, it’s your phone.
And if it’s not your car, it’s your phone.
A buddy of mine had one of the reporting apps, and his insurance shot up after a trip to Florida because, horror of horrors, he kept up with Interstate Traffic!
My insurance company offers a discount if you let them evaluate your driving patterns via a phone app. I'm giving it a try to see how much of a discount, if any, I can get.
I tend to drive faster than most, with quick stops and acceleration, routinely a bit over the speed limit, but I do come to full stops at stop signs, and I don't drive at 3 AM — actually, hardly ever at night — so we'll see how it goes.
If my insurance company and car manufacturer track me around and discover my favorite supermarkets, restaurants, shooting range, and gas stations, I don't think I care...
Car ratting you out? That’s news to anyone?
And if it’s not your car, it’s your phone.
Kenn Dahl says he has always been a careful driver. The owner of a software company near Seattle, he drives a leased Chevrolet Bolt. He’s never been responsible for an accident.
So Mr. Dahl, 65, was surprised in 2022 when the cost of his car insurance jumped by 21 percent. Quotes from other insurance companies were also high. One insurance agent told him his LexisNexis report was a factor....
...Upon Mr. Dahl’s request, LexisNexis sent him a 258-page “consumer disclosure report,” which it must provide per the Fair Credit Reporting Act.
What it contained stunned him: more than 130 pages detailing each time he or his wife had driven the Bolt over the previous six months. It included the dates of 640 trips, their start and end times, the distance driven and an accounting of any speeding, hard braking or sharp accelerations. The only thing it didn’t have is where they had driven the car....
My insurance company offers a discount if you let them evaluate your driving patterns via a phone app. I'm giving it a try to see how much of a discount, if any, I can get.
I tend to drive faster than most, with quick stops and acceleration, routinely a bit over the speed limit, but I do come to full stops at stop signs, and I don't drive at 3 AM — actually, hardly ever at night — so we'll see how it goes.
If my insurance company and car manufacturer track me around and discover my favorite supermarkets, restaurants, shooting range, and gas stations, I don't think I care...
We are being rated out by our cell phones as well.
And add to that all the purchases we make with CCs and debit cards.
John